Gripe of the day - What is yours?

[admin]

Originally Posted by timwilky

My dad changed his will 3 days before he died, instead of the estate going to his children, the lot went to his wife.


They had been together since she was our baby sitter in 1964 and they married in 79.


It caused a lot of friction in the family, our inheritance stolen by the woman who had stolen our father. The thing is, whilst my father was wealthy, the source of his business was a loan from my maternal grand father that he never repaid and was recovered by that side of the family not paying out to my mother when he died.


2 of my brothers and my sister have not spoken to "Her" since my father funeral and have a real grudge against me as the executor.


They will not understand that in his last days he realised his will made many years ago did not benefit his wife, as it stood she would have inherited a small pension. We his children were all financially independent. We did not need his brass. She needed a home/income.


As things now stand, my eldest daughter and I hold power of attorney (well being/financial) for "Her". I am also her executor. I know she has made large loans to her family that were never honored with one nephew saying knock it out of my inheritance, a large loan of several hundred thousand was made to prop up her brother in laws business that went under, they sold the business property and are using that as a pension rather than meeting the company debt. This forcing her to remake her will. I am under instruction that on her death. No one. Neither my fathers family, or her family get into her house. I bet the will, will make interesting reading!


Where there is a will, there is a family. Deserving or not!

That would make a great TV drama. Families eh!

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[Littlepeahead]

Nice to have money to fight over. My dad died leaving me £89,000 in credit card debts and loans to sort out. That took months. He also left my mum, his ex wife who'd been departed from for 28 years but not divorced, with a mortgage of £85,000 she didn't know about. He'd switched it to interest only. She now has dementia and all her pension has to go on paying the mortgage because dad cashed in the endowment and his pension died with him. She's 74 and there's still 8 years left to pay. If she needs care the house will have to be sold, but that will make my sister and two children, who all at the moment look after her, homeless.

I'm not expecting any inheritance!





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[maviczap]

if there are dependants living at your mum's house, then the council pick up the care bill, they can't force dependants out to enable the property to be sold, especially as there's still an outstanding mortgage and no savings.

obviously the mortgage will still have to be paid

My mum had an equity release mortgage which was interest only, which we only found out about when my sister was digging through her paperwork, that was £50000 plus a nice £5000 credit card account in the red.

So you're not alone with parents leaving you with problems to sort out

[Seeker]

Originally Posted by Littlepeahead

Nice to have money to fight over. My dad died leaving me £89,000 in credit card debts and loans to sort out. That took months. He also left my mum, his ex wife who'd been departed from for 28 years but not divorced, with a mortgage of £85,000 she didn't know about. He'd switched it to interest only. She now has dementia and all her pension has to go on paying the mortgage because dad cashed in the endowment and his pension died with him. She's 74 and there's still 8 years left to pay. If she needs care the house will have to be sold, but that will make my sister and two children, who all at the moment look after her, homeless.

I'm not expecting any inheritance!

Good grief! That is awful. Makes my gripe pale into insignificance.

I hope you win the lottery and life improves for you.

[Bibio]

yanks on youtube...

[Littlepeahead]

Originally Posted by maviczap

if there are dependants living at your mum's house, then the council pick up the care bill, they can't force dependants out to enable the property to be sold, especially as there's still an outstanding mortgage and no savings.

obviously the mortgage will still have to be paid

My mum had an equity release mortgage which was interest only, which we only found out about when my sister was digging through her paperwork, that was £50000 plus a nice £5000 credit card account in the red.

So you're not alone with parents leaving you with problems to sort out

From what I understand, dependants are only a husband or wife, or child under 18 of the person needing care, not grand children. My sister and her kids have never lived anywhere else.

If mum goes into care her pension has to be spent on the care home. My sister has no income to pay the mortgage and cannot claim housing benefit. So either way she ends up homeless. Then the council will have to re home her at huge cost, and mum's equity in the house isn't much so that would soon be gone on care fees.

It's a right mess.

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[Biker Biggles]

Sometimes its worth bearing in mind that "inheritance" is actually money owned by someone else and not by the inheritees. It is not anyones right to get some elses money when they die, its just a bonus if you do.

[maviczap]

Originally Posted by Littlepeahead

From what I understand, dependants are only a husband or wife, or child under 18 of the person needing care, not grand children. My sister and her kids have never lived anywhere else.

If mum goes into care her pension has to be spent on the care home. My sister has no income to pay the mortgage and cannot claim housing benefit. So either way she ends up homeless. Then the council will have to re home her at huge cost, and mum's equity in the house isn't much so that would soon be gone on care fees.

It's a right mess.

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Indeed a right mess, and you're right, your mum's pension would all be taken by the council for her care costs. They'd pay the rest of there weren't any savings or disposable assets.

[shiftin_gear98]

"Polite" Bike riders.....




GGGGRRRRRRR.




****s.




That is all.

[shiftin_gear98]

I'll elaborate. (Rant mode on)

They are bad enough in the summer time when clearly visible. I have this numpty on my route some mornings who goes the full monty. BMW police style motor bike, blue running light. Dressed to look like a prat pretending to be a policeman.

Don't get me wrong, I've got nothing against actual policemen.
Just retards who ride along in the now pitch black at 6.20 am doing 60 on a 70 dual carriageway so that all the cagers **** themselves at the last minute because they were too busy watching porn on their phones.
Who then slam on their brakes and nearly cause a pile up.
Polite indeed - it should say "I'm a W****R" across their back.


(Rant mode off)


Have a good day Org.