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Old 26-09-08, 12:33 PM   #1
vardypeeps
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Default Insurance

Check this out.

Aged 23 with 3 years no claims and had my full lincense for 1 1/2.
Paid around £560 for my Bandit last year and around £80 on top of that to insure my SV till the policy ran out. On my requote from MCE they where saying £750 with £500 excess (fully comp). Hang on a sec isn't that more than last month.

Right so I went shopping around and got a good qoute from Carol Nash at about £480 with £200 excess and European break down cover for 90days.
I went back to MCE and they gave me a price of £460 with £150 excess and the same breakdown cover.

My main question is has anyone else got any examples of being swindled by insurance companies. Remember if you don't ask you don't get!
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Old 26-09-08, 12:38 PM   #2
Stu
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Default Re: Insurance

It's not really a question of being swindled, It's just they like to make it harder for you to get the best deal.

Glad you got it sorted
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Old 26-09-08, 12:44 PM   #3
Hooligan
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Default Re: Insurance

Yeah, me too. Got a R1 and last year it cost £900 a year insurance from MCE, so i rang them and said i had contacted bennets who gave me a £500 quote. ( I never rang bennets by the way) She went off the phone and said she could do it for £450, and thats with 3 points declared and protected no claims.

You dont get anywhere if you dont ask
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Old 26-09-08, 12:45 PM   #4
Biker Biggles
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Default Re: Insurance

Get a quote from TG Webster.
BB Junior uses them and they are very good.They normally take several hours to search around and ring back with a competitive price.
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Old 26-09-08, 12:47 PM   #5
jimmy__riddle
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Default Re: Insurance

yeah, my truck insurance was 237, got a newewal quote of 333, phoned up and asked if they could justify an increase of nearly 50%, they couldnt and so gave me a quote of 230! they just always try it on.
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Old 26-09-08, 02:37 PM   #6
ljm2008
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Default Re: Insurance

Mine is £260 with BikeSure...just got my licence this week, so no no-claims, aged 25, but I think maybe being female helps

Laura
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Old 26-09-08, 02:53 PM   #7
vardypeeps
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Default Re: Insurance

It might but you have also hit that magic age of 25 where it starts getting dirt cheap. Just seems like they should give us a better price to start off with.
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Old 26-09-08, 02:55 PM   #8
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Default Re: Insurance

Quote:
Originally Posted by vardypeeps View Post
It might but you have also hit that magic age of 25 where it starts getting dirt cheap. Just seems like they should give us a better price to start off with.
thats what they tell you, if i waited til i was 25 (1 month after insurance renewal) it went down 7 quid!
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Old 26-09-08, 03:09 PM   #9
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Default Re: Insurance

Unless you have a K8 brand new, you are paying way way too much.

I am 20, 2 Years license, 2 year no claims on a curvy

£170 with £200 excess.
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Old 26-09-08, 03:16 PM   #10
Biker Biggles
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Default Re: Insurance

Depends on postcode.As soon as you say London the cost starts going up up up.
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