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Old 04-02-05, 08:05 PM   #1
M.C.
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Default insurance question

i had a accedent (pedestren ran in front of me and i hit him) in june in my car i DID NOT claim for damage but this person is trying to sue me (police cleared me)and all info past to insurance co (not heard anything) but if i phone up a insurance quote for a bike do i have to declare this?
as the insurances are independant of each other it should not make any difference should it
if anybody has had a similar thing happen to them i would be intrested to know how you handled this.
thanks
Mark
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Old 04-02-05, 08:18 PM   #2
chazzyb
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Yuk, bad luck. This *shouldn't* affect insurance as the insurer at the time of the incident will take the fall, if anyone does.
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Old 05-02-05, 07:45 PM   #3
Haircut
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It could depend on how they ask the question,

Some insurers ask about any 'pending' convictions or claims,

your best bet is always to be honest, it may cost you a bit more now but could save you a fortune later.
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