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Old 10-07-08, 01:04 PM   #1
kitkat
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Default short term buildings insurance

whilst shredding old paperwork I decided to start phoning gas electric insurance etc to tell them to cancel stuff from 19th July. Notice that houseinsurance was due for renewal on 22nd June and I had not received renewal. checked bank statement and payment came out on 16th June. so phoned them. they have no record of me. the policy number is listed to someone else. fraud department now involved. dd cancelled and indemnity claim for payments made since feb. my problem is where do I get buildings insurance for 8 days without paying huge premiums or just not bother and hope place doesnt fall down by 16th.
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Old 10-07-08, 01:23 PM   #2
Mr Toad
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Default Re: short term buildings insurance

You could take out a policy, and then be a bit naughty and cancel it shortly afterwards . . .

More Th>n don't have any cancellation fees at present
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Old 10-07-08, 01:25 PM   #3
yorkie_chris
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Default Re: short term buildings insurance

8 days would be within the cooling-off period would it not?
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Old 10-07-08, 06:01 PM   #4
Woz
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Default Re: short term buildings insurance

For 8 days I really wouldn't bother. You've had none since June 22nd so another week won't kill you.
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Old 10-07-08, 08:14 PM   #5
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Default Re: short term buildings insurance

Quote:
Originally Posted by kitkat View Post
whilst shredding old paperwork I decided to start phoning gas electric insurance etc to tell them to cancel stuff from 19th July. Notice that houseinsurance was due for renewal on 22nd June and I had not received renewal. checked bank statement and payment came out on 16th June. so phoned them. they have no record of me. the policy number is listed to someone else. fraud department now involved. dd cancelled and indemnity claim for payments made since feb. my problem is where do I get buildings insurance for 8 days without paying huge premiums or just not bother and hope place doesnt fall down by 16th.
As mentioned by others 8 days is within the cooling off period. Were you only insured from Feb or was the original policy meant to start earlier? If it was longer and you were never covered make sure you get back all payments made on just from Feb.
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Old 10-07-08, 09:08 PM   #6
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Default Re: short term buildings insurance

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Originally Posted by Woz View Post
For 8 days I really wouldn't bother. You've had none since June 22nd so another week won't kill you.
careful tho - buildings insurance is usually a condition of mortgage. Some cover is better than none.
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Old 11-07-08, 08:37 AM   #7
kitkat
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Default Re: short term buildings insurance

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Originally Posted by aadeyc73 View Post
As mentioned by others 8 days is within the cooling off period. Were you only insured from Feb or was the original policy meant to start earlier? If it was longer and you were never covered make sure you get back all payments made on just from Feb.
i was insured from last june and was paying £6.68 (very cheap I know) then in February payments went up to £10.58 - meant to query it but never got round to it, im so rich I can afford the extra £4. getting payments back since price increase in feb.
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