quick insurance answers required..please

[Quiff Wichard]

ok my insurance is up on thursday

I have a great quote from bennetts for £132.07 and from dial direct for £128 !.


yes its cos I am old.. !


if I add legal cover and leather and helmet cover and personal accident cover it goes to £210 and £206 respectively..


1. have you heard of dial direct.
2 should I go with the addidtiions as £200 is a good price anyway .

are Bennetts Ok .. I have heard bad stories and good, cos maybe I thinkin bennetts are bike specific.. .,

or should I just go for the £132 basic cover and spend the differnce on beer??

[Quiff Wichard]

oh both are 350£ excess.. protected no claims- ( I have 5 years) and ride other bikes and 90 days european cover.,.

[Quiff Wichard]

more- helmet and leaTHERS INSURANC EIS £48 TO ADD..
ONLINEYOU CAN BUY IT SEPERATE FOR £20 A YEAR WITH £50 EXCESS. ! HMMMMM

You won't know how good or bad they are until you claim mate and touchwood you won't have to. I'm with Bennetts now cos of price, worst experience I had was with Carole Nash (no fault claim took ages to finish). I always go by lowest price (depending on excess etc) with the view that as long as I don't claim their service won't be an issue.

[Lissa]

Have you tried Footman James, Quiff?

You get full UK and European breakdown and recovery thrown in. Worth a few quid a year.

Oh and never heard of direct dial, but if their price is good and excess etc were acceptable I'd go with them cos I ain't fussy for reasons in above post

Originally Posted by Lissa

Have you tried Footman James, Quiff?

You get full UK and European breakdown and recovery thrown in. Worth a few quid a year.

But only worthwhile if you ain't got a car with separate break down cover which you could use for your bike.

[Quiff Wichard]

ta both

Lissa the euro thing wa sjust anice extra i dont envisage goin europe tbh.. but u never know.. and me already RAC covered for breakdown etc seperately for car n bike..

ooo its aminefield..

but right now the £100 odd pound seems appealing but I fancy legal cover and personal accident .. but not sure if i throwin cash away..

[Quiff Wichard]

Originally Posted by MR UKI (1)

But only worthwhile if you ain't got a car with separate break down cover which you could use for your bike.

the ducati jacketed sv riding god beat me to it.!!

Originally Posted by Quiff Wichard

ta both

Lissa the euro thing wa sjust anice extra i dont envisage goin europe tbh.. but u never know.. and me already RAC covered for breakdown etc seperately for car n bike..

ooo its aminefield..

but right now the £100 odd pound seems appealing but I fancy legal cover and personal accident .. but not sure if i throwin cash away..

When I had my no fault off I used a bike specific solicitors I found off here to deal with my 3rd party claim rather than the insurance co's chosen solicitor. Best decision I made, didn't cost a penny and got personal injury, bike repairs, clothing etc compensation and the guy dealing with the claim was sound.