Insurance Invalid?

Hi all,

I keep my bike in the underground carpark to my flat which has a roller shutter (floor to ceiling) and I have declared this to my insurance company, but some clever person keeps switching it off so it won't close
I've reported this many times to the maintainance company & the guy that regularly visits the flats to fix stuff, but all they've said is that they know someone keeps switching it off/interfering with it and that they are going to try and install cctv facing the off switch to catch who is doing it (it's probably some muppet that has lost their keyfob to get in!).

My question is..........does this effect my insurance? Would they say my insurance is invalid if my bike is stolen while the shutter is not working?

Thanks all

yes cos it aint secure is it

[yorkie_chris]

1) put a sign up above the switch asking people nicely not to switch it off as you do not like leaving your vehicle unsecured.
if this doesn't work move on to
2) Set yourself a camera up, find who it is, and arrange for their car to be nicked or vandalised.
I hear brake fluid makes a right mess of paint. I bet they have better ideas about security then

[G]

Wipe poo all over the off switch...
















Or just get the maintenance team to stick a secure box over the switch rather than letting every man and his dog have access to it.

[hindle8907]

but what if someone from in your block stole your bike and used their key fob to get out ? ?

Originally Posted by G

Wipe poo all over the off switch...

Just sprayed tea through my nose

The poo idea might work lmao.


I have other security on the bike (don't just rely on the shutter), if the worst happened do you think I'd be able to make a claim against the building maintainance company? Or shall i just tell insurance company now that the car park is not always secure??

Take a claw hammer or super glue to the switch inside so that it doesnt work

[G]

You could potentially persue them through small claims court for breach of contract as presumably you are paying rent for a 'secure' parking spot.

Would be alot of effort though.

Originally Posted by speedplay

super glue to the switch

This works. Got fed up with all the women at work fiddling with the air conditioning. Thin ones arguing it was to cold and the fat ones getting all sweaty. The constant bitching was too much to bear. I have no idea who set it where they wanted it then superglued the buttons , but the fat ladies are happy and the thin ones bought a jumper. I wear a suit jacket when in the office anyway.