How many of you declare your bike mods - SV650.org

29-07-10, 08:02 PM

How many of you declare all of you bike mods ?

and if you only declare some mods what mods do you not declare

G · 29-07-10, 08:04 PM

Your not insured if you don't. I can't imagine anyone is going to admit to it, although some may be silly enough too.

29-07-10, 08:05 PM

Always. Hate the thought of the insurance companies weasiling out of a payment!

29-07-10, 08:06 PM

Quote:

Originally Posted by G

Your not insured if you don't. I can't imagine anyone is going to admit to it, although some may be silly enough too.

i was told to day by MCD to not bother with stuf like indicators

andrewsmith · 29-07-10, 08:08 PM

not giving the insurers an inch.
it depends upon what it is and if the insurer wants to know about it. But still try and declare them all

29-07-10, 08:08 PM

Quote:

Originally Posted by Milky Bar Kid

Always. Hate the thought of the insurance companies weasiling out of a payment!

How much does it hike up your premiums, if you know the difference?

If I knew all of the mods on my SV I could declare them...but I'm still stumbling upon new ones when I explore the bike.

29-07-10, 08:09 PM

Unless they majorly affect performance, they don't tend to affect the premium that much in my experience.

the_lone_wolf · 29-07-10, 08:14 PM

Of the two people I know who work in insurance, neither declare the mods on their own bikes, short of you boring out the engine to a litre or fitting an entirely new frame from another bike your claim won't be rejected because you haven't declared the mods...

Make of that what you will, Adrian Flux only ask you to declare mods to the engine, frame or fairing which is sensible

29-07-10, 08:14 PM

from what i can gather its all a bit of a mess when in comes to mods one company didn't care and sead they just put modded on the policy, MCD didn't care about the small things. and some other company my dad rung wanted to know them all and apparently the bloke sounded shocked when my dad told him what had been done. none of them mods have increased the price though

andrewsmith · 29-07-10, 08:16 PM

Quote:

Originally Posted by the_lone_wolf

Of the two people I know who work in insurance, neither declare the mods on their own bikes, short of you boring out the engine to a litre or fitting an entirely new frame from another bike your claim won't be rejected because you haven't declared the mods...

Make of that what you will, Adrian Flux only ask you to declare mods to the engine, frame or fairing which is sensible

Have heard that one on the mods

View Poll Results: so you declare your bike mods
Yes all mods	16	55.17%
some but not all	5	17.24%
non at all	8	27.59%
Voters: 29. You may not vote on this poll

29-07-10, 08:02 PM	#1
barwel1992 Guest Posts: n/a	How many of you declare your bike mods How many of you declare all of you bike mods ? and if you only declare some mods what mods do you not declare Last edited by barwel1992; 29-07-10 at 08:04 PM.

29-07-10, 08:04 PM	#2
G Member Mega Poster Join Date: Apr 2007 Posts: 3,770	Re: How many of you declare your bike mods Your not insured if you don't. I can't imagine anyone is going to admit to it, although some may be silly enough too. __________________ 6.67300 × 10-11 m3 kg-1 s-2

29-07-10, 08:05 PM	#3
Milky Bar Kid Guest Posts: n/a	Re: How many of you declare your bike mods Always. Hate the thought of the insurance companies weasiling out of a payment!

29-07-10, 08:08 PM	#5
andrewsmith Member Mega Poster Join Date: Apr 2010 Location: Newcastle upon Tyne, Just south of salad dodging country Posts: 7,750	Re: How many of you declare your bike mods not giving the insurers an inch. it depends upon what it is and if the insurer wants to know about it. But still try and declare them all __________________ RIP Reeder 20/07/1988 - 21/03/2012. Always missed squire!!! Every year we meet old friends, gain some new ones, lose old ones and you always remember them all. “Live as if you were to die tomorrow. Learn as if you were to live forever.” Mahatma Gandhi

29-07-10, 08:09 PM	#7
Milky Bar Kid Guest Posts: n/a	Re: How many of you declare your bike mods Unless they majorly affect performance, they don't tend to affect the premium that much in my experience.

29-07-10, 08:14 PM	#8
the_lone_wolf Captain Awesome Mega Poster Join Date: Jan 2007 Location: Hamble Posts: 4,266	Re: How many of you declare your bike mods Of the two people I know who work in insurance, neither declare the mods on their own bikes, short of you boring out the engine to a litre or fitting an entirely new frame from another bike your claim won't be rejected because you haven't declared the mods... Make of that what you will, Adrian Flux only ask you to declare mods to the engine, frame or fairing which is sensible __________________ Official "Dumbass of the Year" 2011 (•_•) ( •_•)>⌐■-■ (⌐■_■) Deal with it...

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