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01-10-12, 12:24 PM
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#1 |
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Guest
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Collision whilst filtering - advice?
Filtering along stationary traffic in the wet today.
A truck let a cyclist out who edged out saw me coming but kept going, to which I broke fairly hard, slid into him. Causing over £1000 worth of damage just in parts, labour cost I am still getting. We were both chilled about the situation, passing copper advised we split costs 50:50. Should I go thru my insurance? Try and get some cash put of him? Or what? Never happened to me before like this. |
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01-10-12, 02:54 PM
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#2 |
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Guest
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Re: What should I do?
That is **** mate! Hope you get yourself sorted! So you did £1000 of damage without dropping the bike? Impressive!
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01-10-12, 02:56 PM
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#3 |
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Guest
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Re: What should I do?
Oh and i would try get some cash out of him. I wouldn't bother with insurance if its 50:50, a £1000 is not enough to claim for i would say when u count in premium raising and excess and stuff.
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01-10-12, 03:25 PM
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#4 |
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Guest
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Re: What should I do?
Yeah and as it was wet bike slipped and slid along the road with me under it.
It's all superficial but damage is still damage. And my bloody helmet is fu@ked! Just had a call from dealer - just bike parts to replace £993.19 That's not inc labour. Oh and my lid £200 shoei xr1000 Glad I have good leathers and boots. My excess is £350 I think... I have helmet and leather cover separately so will be claiming for that! |
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01-10-12, 03:26 PM
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#5 |
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Member
Mega Poster
Join Date: May 2008
Location: MK
Posts: 2,109
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Cyclists don't have insurance and as far as I can know can never legally be in the wrong. If bloke is offering to pay half rip his arm off.
__________________
2015 GS 1200 Adventure |
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01-10-12, 03:32 PM
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#6 |
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Guest
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Re: What should I do?
Well he has not agreed yet, he has not seen the bill.
He could say no and I'm left with a civil suit... |
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01-10-12, 03:40 PM
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#7 | |
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Guest
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Re: What should I do?
Quote:
I like the odd 60 mile ride on a bicycle when I'm not on the anti-virals so I've joined the CTC. Being a member automatically gives you third party insurance. As cycling is becoming more popular there are a lot more insured cyclists than you may think. Mark |
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01-10-12, 03:40 PM
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#8 |
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Member
Join Date: Mar 2011
Location: Hockley, Essex
Posts: 398
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Re: What should I do?
If he's a member of a cycling club he may well have third party insurance.
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01-10-12, 03:54 PM
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#9 |
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Guest
Posts: n/a
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Re: What should I do?
You are saying he pulled out in front of you,so how does that equate to 50-50?, does your insurance have legal protection included?.
It looks like you will have to claim on your own insurance then sue in court for the final overall cost |
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01-10-12, 03:59 PM
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#10 |
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Member
Mega Poster
Join Date: May 2008
Location: MK
Posts: 2,109
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Learn something new every day.
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2015 GS 1200 Adventure |
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