Break down cover - SV650.org

24-11-04, 01:58 PM

Hi anybody have bike specific breadown cover? I have RAC for the car but it is car specific only, I also have AA one of these freebies (pay through the nose for) from my bank but the AA are un sure if it covers me on a bike.

I have just been offered a great deal from the RAC because i am disabled £83.00 per year and covers me for everything any vehicle any where any time even in europe this sounds like a good deal.

Just wondering what every one else uses

24-11-04, 02:02 PM

I pay £8 something per month to the RAC for any vehicle, anywhere.

24-11-04, 03:11 PM

Many insurance policies come with a breakdown recovery service included these days (at neglible cost) - I consider it a no-brainer, and haven't been disappointed as I've already needed assistance twice on a policy that incepted in June!

24-11-04, 03:38 PM

I've got AA cover as part of the deal when I bought my bike, but they're useless.

Out of the 3 times they have come out, only once did they send a bike mechanic (who admittedly was very good). One didn't even bother to come out, he rang on a mobile on his way over, "diagnosed" the problem and said he would have to tow it and he would come back the next day. The next day a different mechanic actually came and looked at the bike and fixed it in 5 minutes.

Also, their response times (in both my and friend's experience) are rubbish. Once when I was broken down on dodgy bend on a hill (and it wasn't possible to move the bike) I mentioned that it was getting dark and could they send someone soon as I'd already nearly been hit by a car once. They agreed and said my call would be marked as vulnerable so they would prioritise this. In spite of this, they took well over 3 hours (I was initally told 45 minutes) and only notified me of the change in ETA when I rang up asking where the chap was. They ended up sending a non-AA car mechanic who had to borrow tools from me to fix the bike!

I will get breakdown cover (I consider it a must), when this one runs out, but I'll look elsewhere.

Sid Squid · 24-11-04, 04:23 PM

I reckon £83 a year was pretty good, particularly as it's European cover too.

24-11-04, 05:50 PM

i have aa - the free one with the bank (llyods) but its ruubbish - the small print says it only is roadside assistance - no towing or anything after 10 miles where they take it to the nearest garage.

i also got NCI which is in any veichle 73 quid a year

even if im unfit to ride or by bike is damaged through vandalism and stuff

24-11-04, 08:37 PM

NCI quoted me £94 all in.
The RAC response is aimed at disabled drivers/riders they promise to have someone with you within thirty mins or at least have someone to you while mechanic/recovery gets to you and it also covers you for illness recovery of bike/car after an accedent and over night accommodation if required.

considering what you have said and my own research the RAC seems to be a bargain.

timwilky · 24-11-04, 10:17 PM

My bike breakdown cover is through Bennetts costs £49.00 Only had to use them the once when I was offed about 4miles from home.

It took the recovery garage (not a bike specialist) about 30mins to arrive at 3pm on a Friday and at least they phoned me first to assertain whether the bike could be pushed onto a tailer or would they need to lift it onto a flat bed.

The guy even helped me push it into the garage when we got it home. (Actually he pushed it. I shoved it with my one working arm)

So I was happy enough to include it again at my renewal.

25-11-04, 04:44 PM

Just sent off the renewal for my RAC cover using Tesco clubcard vouchers.

Costs £26.50 worth of vouchers for joint cover (me and Ali ) on any vehicle, breakdown and recovery.

In effect it costs nothing as we shop at Tesco anyway.

Not used it on the bike, but a few times in the car. Breakdowns were sorted very well, but when I was in an accident and the car was a write-off it took them ages to get a contractor to recover the car.

25-11-04, 04:49 PM

Quote:

Originally Posted by Clunk

Just sent off the renewal for my RAC cover using Tesco clubcard vouchers.

Costs £26.50 worth of vouchers for joint cover (me and Ali ) on any vehicle, breakdown and recovery.

In effect it costs nothing as we shop at Tesco anyway.

Not used it on the bike, but a few times in the car. Breakdowns were sorted very well, but when I was in an accident and the car was a write-off it took them ages to get a contractor to recover the car.

This is what I do too

24-11-04, 01:58 PM	#1
kevbuck Guest Posts: n/a	Break down cover Hi anybody have bike specific breadown cover? I have RAC for the car but it is car specific only, I also have AA one of these freebies (pay through the nose for) from my bank but the AA are un sure if it covers me on a bike. I have just been offered a great deal from the RAC because i am disabled £83.00 per year and covers me for everything any vehicle any where any time even in europe this sounds like a good deal. Just wondering what every one else uses

24-11-04, 04:23 PM	#5
Sid Squid No, I don't lend tools. Mega Poster Join Date: Jul 2003 Location: Skunk Works, Nth London Posts: 8,680	Re: Break down cover I reckon £83 a year was pretty good, particularly as it's European cover too. __________________ If an SV650 has a flat tyre in the forest and no-one is there to blow it up, how long will it be 'til someone posts that the reg/rec is duff and the world will end unless a CBR unit is fitted? A little bit of knowledge = a dangerous thing. "a deathless anthem of nuclear-strength romantic angst"

24-11-04, 10:17 PM	#8
timwilky Member Mega Poster Join Date: Mar 2004 Location: Not in Yorkshire. (Thank God) Posts: 4,116	My bike breakdown cover is through Bennetts costs £49.00 Only had to use them the once when I was offed about 4miles from home. It took the recovery garage (not a bike specialist) about 30mins to arrive at 3pm on a Friday and at least they phoned me first to assertain whether the bike could be pushed onto a tailer or would they need to lift it onto a flat bed. The guy even helped me push it into the garage when we got it home. (Actually he pushed it. I shoved it with my one working arm) So I was happy enough to include it again at my renewal. __________________ Not Grumpy, opinionated.

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24-11-04, 02:02 PM	#2
Carsick Guest Posts: n/a	I pay £8 something per month to the RAC for any vehicle, anywhere.

24-11-04, 03:11 PM	#3
Grainger Guest Posts: n/a	Many insurance policies come with a breakdown recovery service included these days (at neglible cost) - I consider it a no-brainer, and haven't been disappointed as I've already needed assistance twice on a policy that incepted in June!

24-11-04, 03:38 PM	#4
Ceri JC Guest Posts: n/a	I've got AA cover as part of the deal when I bought my bike, but they're useless. Out of the 3 times they have come out, only once did they send a bike mechanic (who admittedly was very good). One didn't even bother to come out, he rang on a mobile on his way over, "diagnosed" the problem and said he would have to tow it and he would come back the next day. The next day a different mechanic actually came and looked at the bike and fixed it in 5 minutes. Also, their response times (in both my and friend's experience) are rubbish. Once when I was broken down on dodgy bend on a hill (and it wasn't possible to move the bike) I mentioned that it was getting dark and could they send someone soon as I'd already nearly been hit by a car once. They agreed and said my call would be marked as vulnerable so they would prioritise this. In spite of this, they took well over 3 hours (I was initally told 45 minutes) and only notified me of the change in ETA when I rang up asking where the chap was. They ended up sending a non-AA car mechanic who had to borrow tools from me to fix the bike! I will get breakdown cover (I consider it a must), when this one runs out, but I'll look elsewhere.

24-11-04, 05:50 PM	#6
Warren Guest Posts: n/a	i have aa - the free one with the bank (llyods) but its ruubbish - the small print says it only is roadside assistance - no towing or anything after 10 miles where they take it to the nearest garage. i also got NCI which is in any veichle 73 quid a year even if im unfit to ride or by bike is damaged through vandalism and stuff

24-11-04, 08:37 PM	#7
kevbuck Guest Posts: n/a	NCI quoted me £94 all in. The RAC response is aimed at disabled drivers/riders they promise to have someone with you within thirty mins or at least have someone to you while mechanic/recovery gets to you and it also covers you for illness recovery of bike/car after an accedent and over night accommodation if required. considering what you have said and my own research the RAC seems to be a bargain.

25-11-04, 04:44 PM	#9
Clunk Guest Posts: n/a	Just sent off the renewal for my RAC cover using Tesco clubcard vouchers. Costs £26.50 worth of vouchers for joint cover (me and Ali ) on any vehicle, breakdown and recovery. In effect it costs nothing as we shop at Tesco anyway. Not used it on the bike, but a few times in the car. Breakdowns were sorted very well, but when I was in an accident and the car was a write-off it took them ages to get a contractor to recover the car.