Brand New SV650SportK6

(First post - sorry if this is in the wrong place)

After much thinking and rethinking, I reckon I'm ready to buy my first bike - a new SV650 Sport K6, from a local (Hants) dealership.

Now that I'm beginning to look into the insurance side of things, security is becoming a concern....

I need to know the bike is safe, and the insurance cost reflects the investment in the equipment that will be bought to keep it safe.

So: A few questions that I'd like to know (please)

1) The on the road price for this model is £4699 (from http://www.suzuki-gb.co.uk/bike/sv650sport/k6/ ). Typically, would this price include ANY alarm / immobiliser / ID tagging, or are they all going to be optional extras? Suzuki arn't too forthcoming with this info.

2) Confused.com is a good starting point (usually) for insurance. They ask questions on the type of alarm / immobiliser / locks etc fitted to the bike. Given I don't yet own any bike, I need to go shopping at some point. What would be:

a) a good place to do some research into "best buys" etc, and

b) what are 'decent' ones (locks/chains/anchors/alarms etc) that I can use in quotes online (the lists are stupidly large) and submitting 50 quotes is not exactly easy to see a difference in cost



Any info appreciated - especially from anyone who's bought an SV650S K6 recently from a dealer

Cheers

[SoulKiss]

Originally Posted by ooger

(First post - sorry if this is in the wrong place)

After much thinking and rethinking, I reckon I'm ready to buy my first bike - a new SV650 Sport K6, from a local (Hants) dealership.

Now that I'm beginning to look into the insurance side of things, security is becoming a concern....

I need to know the bike is safe, and the insurance cost reflects the investment in the equipment that will be bought to keep it safe.

So: A few questions that I'd like to know (please)

1) The on the road price for this model is £4699 (from http://www.suzuki-gb.co.uk/bike/sv650sport/k6/ ). Typically, would this price include ANY alarm / immobiliser / ID tagging, or are they all going to be optional extras? Suzuki arn't too forthcoming with this info.

2) Confused.com is a good starting point (usually) for insurance. They ask questions on the type of alarm / immobiliser / locks etc fitted to the bike. Given I don't yet own any bike, I need to go shopping at some point. What would be:

a) a good place to do some research into "best buys" etc, and

b) what are 'decent' ones (locks/chains/anchors/alarms etc) that I can use in quotes online (the lists are stupidly large) and submitting 50 quotes is not exactly easy to see a difference in cost



Any info appreciated - especially from anyone who's bought an SV650S K6 recently from a dealer

Cheers

I bought my SV650S K6 a year ago :P

As for the rest, look at the top of the page - there is a sneaky search function

Don't pay list price. If you shop around you should be able to get a good discount. If you want to buy your bike reasonably locally then find out where all the local Suzuki dealerships are and phone them all up to see what deals they are doing.

We paid extra to have an alarm fitted to our K6.

hello mate, i got a k6 sport last month, i.d stuff and alarms are all extra's. i store the bike in a mates garage and it costs me £190 fully comp and i have zero no claims, that is with a company called roadsure. as far as locks and chains from what i can gather on this forum oxford stuff seems to be pretty good and not to expensive.

hope this helps you out a bit mate

Insurance; DO NOT USE BENNETTS, THEY ARE CRAP. Good place to start is carol nash, they are specialists, and E-bike insurance, who are affiliated with crescent suzuki (i think?). Consider what you get for your money: I'm a first time rider, on a restricted liscence, and i paid £450 TPFT with carol nash. I also got beakdown cover, pillion cover, legal cover, third party on other bikes, and some other stuff too i think.

Locks: Almax. Its a bit pricey, but a £200 chain is a good investment, better than loosing a £4500 motorcycle. One of those will do, and an alarmed disc lock (Xena, £50), and a smaller chain that will go under the seat easily. Depending on where you leave the bike overnight, you can never have too many locks (and its a great warm up, running around doing the morning Unlockathon!)

Alarms / imobilisers: Be weary of imobilisers, they have a habit of giving more problems than they are worth. An alarm is a sound idea, although it could drain the battery. Worth considering the alarmed disc lock mentioned above, but nothing wrong with fitting an alarm itself, look about for spyball (thats the only name I can think of).

Im sure someone can help you out a bit more!

Matt

Shop around, and see what offers/deals there are.

If you are concerned about security, tell the dealer and see if you can't get them to throw in a few things ... Datatool alarm? (£200), and a few chains and/or disc locks.

More importantly ... BE PREPARED TO WALK AWAY.
Some places would rather get the sale (even if it costs them a few freebies) than to lose the sale (and the potential revenue).

When I got mine, I had them throw in a disc lock (worth £30) and a pair of winter gloves (worth another £30) - not a lot but I was happy.

As for insurance quotes ... do a batch of quotes WITHOUT security, then do a load with the same security ... see which ones have the biggest affect on your insurance ... can't speak for everyone's insurers but my insurance was reduced by about £50 just for telling them that my main security device was a disc lock - so that saving alone paid for the disc lock (well it didn't really in my case cos I got mine "free", but you see my point).

Hope you get a nice shiny one, and then keep it shiny ... and rubber-side down

Welcome to the org!

Pete

Ladies & Gentlemen,

You've given me enough info so far to keep me busy enough through the whole weekend without having other things to do!

I've had a few quotes so far, but the cheapest I'm down to at the moment is £432 for fully comp and a 9 year car license with no endorsements. As an aside I'm a first time rider, on a brand new bike with no NCB or experience, so I'm going to have to bite the bullet at some point - regardless of whether I have just a chain, or a full arsenal and a few turret guns.

Still deciding if I need FC or TPFT though. Thats for me to sort out in my head though I guess.

The quotes so far have just been guessing random security bits n pieces so I'll go and put some prices to the items above and do more quotes.

I suppose ultimately you could spend the whole year driving the cost down by getting quote upon quote - but you'd never get out on the bike!

Thanks again, and more replies are more than welcome, I've still got a lot to learn.

You're a friendly bunch - thanks again.

[SoulKiss]

Originally Posted by sarah

Don't pay list price. If you shop around you should be able to get a good discount. If you want to buy your bike reasonably locally then find out where all the local Suzuki dealerships are and phone them all up to see what deals they are doing.

We paid extra to have an alarm fitted to our K6.

Agreed with Sarah.

This is a K6 bike - so made in 2006, we are now most of the way through 2007

Its usually easier to get dealers to throw stuff in than give discount - but I got my K6 last year for £4300, in August.

Tell them you will pay list price only if they throw in the alarm, a disk lock, datatag marking and a chain.

See what you can get out of them

Originally Posted by alpinestarhero

Insurance; DO NOT USE BENNETTS,

+1

When I bought mine (K6) last year, it came with alphadot tagging without me asking for it???