Re: Insurance Hikes
 

I'd be interested to know how "limited" that mileage is? they don't seem to offer me a discount even when I ask about it, mind you my idea of limited is no doubt different to yours.

Cheers Mark.

Re: Insurance Hikes
 

Its the same with both my car and bike. The lower the declared milage, the lower the premium. Not huge amounts mind, but 10-15% ish lower.

I declare 2000 miles a year on my bike which is (mostly) accurate! and 9000 in my car which is, ahem, not quite so. :-dd

Seeing as the insurance company would find it difficult to prove either way I am reasonably comfortable with the risk of this.

I guess you have to assess the risk of lower premium versus getting caught out and invalidating your premium. :smt002

Re: Insurance Hikes
 

I know when I looked into the idea of limited mileage, you only qualified for discounts if you declared under 6000 miles.

Personally though, my insurance was lower in terms of premium and on a more valuable bike, so it looks like I've hit the lottery compared to the rest of you ;)

Re: Insurance Hikes
 

wow that's some self imposed restriction, for me that's 10-15 days riding, your mileage is recorded automatically on your MOT these days, so unless you disconnect your speedo it's going to be obvious if you go far over this, I would have thought ? most people would at least aim to keep their insurance as legal as they could, but even so you're talking £90 for 2,000 miles, that's £0.045 a mile, I pay £0.00.46 a mile and that's without any restriction at all, I guess just saving on initial cost is more important to some rather than actual savings.

Cheers Mark.