Re: Possible curfew for 17-24 year old drivers
 

Insurance companies don't care. If something statistically indicates that you are less likely/more likely to have an accident they'll use it. Thats why certain colour cars are cheaper to insure. Have you ever seen someone driving a pink or light blue auto-missile at 120mph down the outside lane?

Equally they probably reduce insurance on black-box young drivers as it is more likely to be a responsible driver will have one, rather then they are making those drivers better drivers.

Spank, because of the above, no it probably isn't bringing down the total premiums paid by that age group. For that age group they will have a certain amount they have to pay out, whack on some costs and profit margin and that is how much they need to take in premiums that year in order to be able to take premiums next year. The black boxes in these cases are identifying the good young drivers (less likely to make a claim at least), their savings will be passed on as additional cost to those who don't voluntarily take black boxes.

Re: Possible curfew for 17-24 year old drivers
 

So your basically agreeing that it will probably not do anything to improve safety and having one is unlikely to make you a safer driver.

It's simply a method to try to make people drive in a way that insurance companies want you to (E.g. running over someone's cat so you don't have harsh braking on your black box log).

Re: Possible curfew for 17-24 year old drivers
 

Of course it will also be better to hit someone and claim against them for damages.
Stopping quickly would be dangerous.

Does anyone know anyone who has one of these devices? What do they get? What are the penalties? How is it done?

Re: Possible curfew for 17-24 year old drivers
 

There are accelerometers or something that measure how fast you accelerate/brake/steer etc how fast you drive, when you drive, where you drive and takes all those factors into account to affect the insurance premium you have to pay.

Something like that anyway.

Re: Possible curfew for 17-24 year old drivers
 

One insurance company in the US has them now.
It's a very small gps tracking device that plugs into your car's OBD-II port.
It is optional but they do offer a discount if you have one.

It simply stores the data from it's own gps and your cars computer.
Then they are exchanged for a new one with the insurance company every so often.

Right now they claim no penalties for bad driving only discounts for good driving.
(but make a claim if they know you're a 'bad' driver and see how quick they drop you.

Believe I'll pass on big brother for as long as possible.

Re: Possible curfew for 17-24 year old drivers
 

Pour oil into it?

Re: Possible curfew for 17-24 year old drivers
 

You can get solid state accelerometers these days for peanuts. I'd be surprised if they were mechanical.

Re: Possible curfew for 17-24 year old drivers
 

I suspect there'll be some sort of 'out' under EU "right to work" laws. Imagine (particularly in the current climate) a youngster losing their rural shift job that can only be reached by car.

Re: Possible curfew for 17-24 year old drivers
 

what are they thinking ? talk about encouraging us youngsters to brake the law, the'd have a job stopping me from riding/driving as and when i want

and good learners should be made to go on the motorway as part of the test

Re: Possible curfew for 17-24 year old drivers
 

I work with blokes aged 20 who cover 24 hour standby. It won't work but by god i'm glad i'm 25 in 2 months no more stupid insurance raping for a driver who (use) to cover monster mileage.