Recommend me a bike
 

I am 18 years old. No NCB
Have had 1 accident, write off - £3800 payout (on my SV)

Need to get a bike and basically was looking for recommendations.
to give you a quick idea on insurance - I was paying £1000/year fully comp on the brand new SV. They now want £1800 after my accident for fully comp
so I'm thinking older bike and just take TPFT. which means...

Something like an IL4 (one of the older ones) could be a good bet as I've been quoted £1600 fully comp on a gsxr600 (99 model) so TPFT should be closer to £1k what I was paying before.

I'm not really a fan of most nakeds, the speed triple is hot but what can I do aye.

Any ideas? I know I'm going to be paying a lot first few years, especially after a fault accident. I'm not overly bothered about speed (provided it moves) Maybe a 400?

cheers for any advice,

Dave

Re: Recommend me a bike
 

I reckon look at one of the 400s, paying that sort of money for insurance will make you cry in a few years when you realise you could have got a brand new bike for what you've paid.

The 400s will handle pretty nicely, main difference being straight line speed, but then do you really care about that?

Re: Recommend me a bike
 

anything with a "R" in the title will be expensive

try a quote for a curvy worth £1200 TP only or THFH ?


or bandit, CB500

Re: Recommend me a bike
 

vfr400. some fo those go just as well as the sv, and pretty cheap as their age. its easier to find a naked bike cheaper than a fully loaded faired bike.

Re: Recommend me a bike
 

Just get another SV and insure it TPFT.

If your 18, i assume you have it restricted? I:4s can be a bit weak restricted compared to twins

Matt

Re: Recommend me a bike
 

Have a go on an older Fazer 600 if you fancy a change. They come half faired like the SV and aren't too bad restricted either.

Re: Recommend me a bike
 

Looked at a VFR400 on biketrader - was really nice £800 so pretty cheap too. Checked out insurance TPFT - £4600 :o

Not sure if that is bennetts being bennets (as i find its easy to do an online quote there) or if there's a reason behind it? Trouble is im out of the country in a week so i'm not actually going to be able to buy anything till the end of the month.

Re: Recommend me a bike
 

Obviously a VFR 400! :D V power! :D

Re: Recommend me a bike
 

Which insurance company did you phone? Is the bike exquisitely fashioned from diamond and gold? Try phoning around, my friend bought a VFR400 about the same time I got my SV, we were 17 and he paid about ?400 TPFT (less than for my SV). I've been with Carole Nash the last couple of years, they seem usually the cheapest for me, give them a try.

Re: Recommend me a bike
 

http://www.thebikeinsurer.co.uk/chea...te/?refid=BT02 Try this. GREAT for prices!

Re: Recommend me a bike
 

ello larry, was it you who came up to me and maria nd had a chat in little chef :D

Re: Recommend me a bike
 

There's something wrong with your figures there. An Sv is group 10 and a GSXR6 is 14. No way should the 600 be cheaper unless it's the age of the bike.

Re: Recommend me a bike
 

Ok will do ty. Think the VFR is a pretty good choice?

Re: Recommend me a bike
 

It certainly was, what are the chances! Saw/heard you guys coming in on the SV and got all nostalgic. How was the rest of your journey home? Hope you ran into better weather than we had down here!

Re: Recommend me a bike
 

What you get depends on the depth of your pocket.

If I were you I'd be more than happy with a CB500/ER5/GS500 for a year or two, they move, and on a 33bhp license there's really no point in insuring anything more potent is there?

Re: Recommend me a bike
 

I'd happily pay more for some handling capability!

Re: Recommend me a bike
 

dont bother using bennets untill you are 21/22. they were allways really expencive for me untill i turned 22 then they were one of the cheapist!!!! carol nash i found to be the best then i was 18. i knew someone who had a vfr, with yoshi pipes i think, sounds really nice. and it didnt cost him too much on insurance either.

Re: Recommend me a bike
 

People upgrade/race CB500s don't they? New springs/shock, some decent rubber, braided lines and decent pads and I'd bet it's more than capable of handling its limited output with ease. Unless you buy a mint/expensive 400 it will need that stuff doing anyway.

Re: Recommend me a bike
 

What Hovis said.Get an old curvy cheap and insure it TPFT.Keep it for two or three years to build up NCD and riding history then buy a sportier bike when you can insure it for sensible money.

Re: Recommend me a bike
 

The gsxr was 10 years old the sv was brand new. Go figure.
The curvys are actually growing on me. The dark blue ones are pretty nice. Just need to magic some money now, shouldn't take long after being back from holidaiy.

Re: Recommend me a bike
 

Try express, they're great every time.

Re: Recommend me a bike
 

the 1800 quote on an SV was with express, they were my current insurers

Re: Recommend me a bike
 

Grand Candy Blue Curvys. Fastest, prettiest and bestest.:D:D:D

Should be able to get a nice one for under 2k.

Re: Recommend me a bike
 

try bennets........... in fact try all of them, i got mime form 2grand down to 590