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I love the Credit Crunch
Now, don't get me wrong, I am worried about what's happening out there, but...
...I can now book a hotel last min in this country and get decent rooms! Hurray, Mr Lou won't shout at me for leaving our weekend away till last min. Anyone else found an upside to these hard times? |
Re: I love the Credit Crunch
errrrrrrrrrrr nope :-(
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Yep - we are waiting to buy - have a decent deposit, and prices are falling....
just need to wait for banks to start lending now! |
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You can get more Euro for your Pound. Well last 2 days. Shares are cheap too ;)
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loads of deals on motorbikes.... which one tho... hmmm
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If you believe what you read in the papers/news, you'd think that there were no property deals on at all at the moment.
If so, then why is Sarah - my conveyancing assistant - fully occupied with property deals? I think it's because we have never sought to fleece clients, we have alwys offerd a quality and value for money service, and clients remember that. Most of our property work is from existing clients or recommendations, and not through agents. However there is another upside. People are wishing their hand back on contracts they entered, and I have an explosion of civil litigation work:D |
Re: I love the Credit Crunch
The company that I work for do better in times like this so I ain't complaining :D
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personally its ok, at work its good, work for the post office and we are getting loads of people coming in to take out accounts .
p.s. if anyone gets anything from the post office let me know so you can use my branch code ;-) |
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People repair instead of buying new :p |
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Its a wait and see...hold onto your seats |
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I hate it, work for a Building Society which is in the middle of a merger with the big Building Society :(
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I don't like it!!!!!!!!!
Since Sunday I have been writing redundancy letters and comp agreements along with one of my bosses and my/her colleague. Everybody knows we are up to something. Nobody has spoken to me or my colleague since Friday we have been seen as the b!tch’s. We are constantly being looked at and spoke about and really my last two days at work have been hell. Tomorrow everybody who is going will know including my best friend at work. Have known that she will not have a job within a couple of months and had to lie to her face when asked what was going on. I don’t want to go to work tomorrow but have to. However the silver lining which is all that’s getting me there is that I am not losing my job and they are hoping to not have to get rid of any more staff but will be making no promises. |
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im staying at the travel lodge in toxtteth (liverpool) tonight.
on the flip side, I'm in the process of buying a house which was £60k more expensive this time last year :) |
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In the morning I will be emptying the company's bank account before the bank goes bust. (unfortunately not into my a/c but into another company a/c with a different bank) |
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My mate and I will probably be going into business soon as collection agents. He's done it before, and this means we'll be the ones knocking on doors asking for the keys to cars that haven't been paid for and shunting them to auction sites on behalf of finance companies. My mate has done this before, and when things picked up last time he went back to his normal job of arranging loans. He's ok whatever the situation, lend the money when times are good, repossess the stuff the loans bought when they're bad.
Hasn't done him any harm, he's 35 and owns a lovely house outright, drives a nice motor, owns a couple of bikes and has lots of spare cash in the bank. |
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I love the credit crunch , in a resesion proof job. so other than a few price rises dont care too much.
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me i hate it i work in construction albeit a big construction company but we are gonna lose 150 people in my region - since they installed oracle they have made our training dept redundant, also our submissions depart which leaves me and my team to do any submissions which isn't a hassle but its not good for them and also 2 of our regional offices are closing on top of the office that closed recently in bromborough. on a personal level as we only bought our house last year we won't be able to afford to move until things improve drastically not good at all |
Re: I love the Credit Crunch
No not really. Couldnt get a deal on our holiday and if RBS go pop we are up brown street!
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things are just starting to slow down in my industry, and we are in a potentially horrendous position. prices falling, hight priced stock and sales slowing. my colleague and i are trying to make our boss wake up and smell the coffee...
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oh and can the world please start calling it a recession not a credit crunch!
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i kind of float between company secretary work and HR work. Work for both the co sec. (and doing my training for that) and the HR manager (who also wants me to do my training for that) :rolleyes: Ed- you never know if they take the argeement rather than fight it. |
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I wonder how many of the people who have signed off in the Army are now trying to revoke that given the current situation outside??
I reckon being an undertaker will be good money soon :Dall those rich baby bankers topping themselves because their stocks and shares have been wiped out. |
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according to the informative news, manufacturing isn't doing too well. i should imagine it slows down as much for huge companies as it does for the little ones. I would hope I'm reasonably safe working for a huge company, but if they have to make cut backs it will be more likely that mine and Im Indoors shifts will go first(weekends), even though ours are the most productive
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My girlfriend works for a bank that was bought by Santander but is in a good position so should hopefully be safe, And we bought our first hour 3 years ago, although we got it stupidly cheap and prices on similar house locally are still a good 35% up on what we paid for ours. Things are fine, I have no intention of moving and could get a job elsewhere no problem, so unless things got considerably worse I'm ok. Made the most of cheap bikes going about though lol :cool: |
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Don't mind it - my jobs wages are already being cut before this - on protection for three years - got a fixed rate mortgage which i have in writing will not be affected and honoured for the next 5yrs. the payments aren't a quarter of my wages - the credit card is paid off the cars my own i ain't interested in moving so apart from a few prices rises and watching what i spend i'm sorted. (sold my shares at the last peak and made a killing and bought my bike)
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Speaking of 'carbon footprints', amazing how quickly everyones forgotten about that since this financial catastrophy began. |
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It will be back when the goverment have money to waste again :rolleyes:
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As for this morning's announcements, I dunno... a necessary evil I guess. Who's coming with the rescue boat to everyone else? |
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But as the US is now socialist, perhaps black will become white and the world will turn its self inside out - who knows! |
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oils running out, credit is broken, the ice caps are melting and i need some new tyres for my bike. Bit of a tight situation for all of us :(
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How many banks reported ginormous profits last year.
And in just a few months we're bailing them out with £50bn. Perhaps their auditors can explain. Can somebody please square this circle? |
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. Hint: Contractor who pays himself monthly, and icesave. I'm feeling slightly more relieved now. |
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A bank might earn £1bn in profit, but if they invested £100bn, then they're bringing in less than inflation and so essentially losing money. |
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'Turnover is for vanity....profit is for sanity' |
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Not really affecting me at the moment, just waiting on my outsourcing agreement to be signed and then i have my job guaranteed for 14months and then redundancy at the end of it if I don't want to stay
Looking to relocate to be closer to my girlfriend at the end of that time anyway and all my debts will be paid off by then so won't have any real overheads so currently its all good |
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They didn't make a loss. |
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