It's all going well... and then you're off! (Haggis down)
 

As i mentioned in the Applecross thread, I had a bit of an incident on Wed. night.

Was out for a local run with three mates after work. 22C on Wednesday, a great day for it. We had gone about 40 miles, stopped for fuel, had a chat and although there was some confusion when we were heading home, we decided to go another 30miles or so. Two of the guys stopped along the way for a moment, thinking me and my mate had done the same, but we'd carried on.

Heading into a series of sweeping bends, my mate leading on the Gixer, I'm following. I'm about 4 bike lengths behind so I can see past. He overtakes a tour bus on a right/left and narrowly misses an oncoming artic lorry. Jammy git!

Glad I didn't follow.:rolleyes: At the next short straight I pass the bus, no traffic, no drama. A couple of longer straights and he's just ahead of me again. We are only a qtr mile from where we said we would stop, approaching a 40 zone. I see him brake and veer left into a layby, and think... "ok, we can stop here and wait on the other two".

I brake, with the intention of pulling in ahead of him, then when I'm almost alongside, he does a u-turn across my path into the road again! I'm aiming square at his torso, his bike broadsides to mine, with a couple of bike lengths to go, he is almost stationary. I haul the R1 left but clip his rear wheel with the front of the bike and seat unit with my headlight and right fist. His bike flops to his left and he rolls onto his back. I'm out cold for a couple of mins......

He says he was signalling right, but all I saw was his brakelight, then him slowing and going left. Just one of those things I guess.

Apparently, then next bit involved the all tourists off the bus, some trying to remove my lid, leathers and back protector, and my mate telling them to F.Off back onto the bus!!!! :D Our other two mates turn up, someone calls the cops and ambulance.

I come around, get stretchered up and taken the 30miles to hospital. They took xrays of my right elbow/forearm area, swollen but no breaks they think. Right hip bashed and bruised, shoulder too and surface graze to the arm. Checked my back, pelvis, limbs, neck,etc. All clear tho.

My mate got his back checked, but given the all clear.

What's really annoying is that the hospital (and the other one near our house) both refused to admit me overnight despite the head injury which would require hourly obs. incase I relapsed. This meant a 40mile journey home by car with Amanda, and if anything went wrong, 40miles back or possibly air-ambulance call-out to get me to Inverness. Talk about feeling like a burden to the state!

Anyhow, I'm not too bad now. My cough that I've had for a week keeps making me wince but getting better sleep every night now.

Could have been sooo much worse for both of us if the timing was different. :shaking:

Got my mate to take a few pics of the recovered bike. Most are blurry.... no that's not my double vision! :p


[img=http://img200.imageshack.us/img200/8199/dsc00152.th.jpg]

Re: It's all going well... and then you're off! (Haggis down)
 

Not good mate, glad you're reasonably ok.
Sorry to hear this,
David.

Re: It's all going well... and then you're off! (Haggis down)
 

Jeez!! Hope you guys are both ok!

Sounds frightening...

GWS

Re: It's all going well... and then you're off! (Haggis down)
 

That sounds awful mate, not the way you should be treated!! Seriously hope you aren't too bashed up and are on the mend!!(hope your mate is ok too)

Take care of yourself, sure Amanda will help

Cumfy

Re: It's all going well... and then you're off! (Haggis down)
 

Ohh nasty to hear :(
Hope you GWS, which is the main point.
It's a shame going from your lovely avatar to that picture:( but that's what insurance is for (hope there's no fall outs over that) but I don't think a U turn from the far left with a bike coming from behind you is good idea. A flashing indicator tells you one thing - that the bulb works! And I would be saying the same if you had U turned in front of your mate

Re: It's all going well... and then you're off! (Haggis down)
 

That's a 'bit of incident' alright! I mean, did you just get SMIDSY'd by your own mate? Lucky white heather?

But the hospital thing is just wrong. They sent you home in case you took not well? Letters to MP, MSP. MEP, NHS, Council to follow then. Shocking.

Get well soon mate.

Re: It's all going well... and then you're off! (Haggis down)
 

Thats not the one you bought earlier this year is it...?

Really sorry you lost it mate.

Glad to hear your on the mend and still with us though bikes are easily replaced.

Re: It's all going well... and then you're off! (Haggis down)
 

Sorry to read this :-( And the way that hospital acted was appalling!

Hope you both feel better soon!

Re: It's all going well... and then you're off! (Haggis down)
 

GWS Haggis. Not good to hear another story of an orger having an off.

The way you were treated at the hospital is disgusting and as has been said, letters of complaint need doing. Head injuries need to be supervised.

Hope you are your mate stay friends.

Re: It's all going well... and then you're off! (Haggis down)
 

Ach that's bad news.

Hope you heal quickly.:(

Re: It's all going well... and then you're off! (Haggis down)
 

Glad to hear your OK,
No broken bones though.

pete

Re: It's all going well... and then you're off! (Haggis down)
 

Oh no what really rotten luck. GWS.
For some reason I envisaged the tourist bus, as a bunch of alien ants all clambering over you to take your gear back on their bus:mad:(but then I have just got out of bed)
Poor bike:smt022oh yeah and you too;)

Re: It's all going well... and then you're off! (Haggis down)
 

What have you been smoking :smt119

Re: It's all going well... and then you're off! (Haggis down)
 

Thanks to you all for asking after me. Really, I'm not too bad.

Yep, and I'd expect no less from anyone if I'm at fault partially or wholly. He didn't do his lifesaver. He said he looked in his mirror and I appeared to be at the previous corner then, 100m away I'd guess, except in reality I was much closer, maybe 5 or 6 bike lengths. The thing is, his mirrors aren't going to show back down the road once he starts to u-turn anyway.

I'm trying to remain friends, but his attitude is ****ing me off now - the next day he was out on his other bike. Today he's playing football with the lads. Bad back, huh?! He implied it's all my fault, and wouldn't even shake my hand when we left hospital.

He told me he wasn't bothering to claim on his insurance as he can get his bits for a few hundred quid on ebay, but reckons they would write his bike off if he did.

I'm pretty sure mine is a Cat C write-off. The tank alone is £600, £200 headlight and over £600 for plastics. I've given up pricing bits, it's pretty clear cut. So I'm going thru the insurance. Does that mean he would have to do the same or can he just inform them of an accident with no claim on his part? Both of us are up for renewal within a fortnight. But I'm fully comp with Protected NCB, so shouldn't take a big hit, yeah?

My big outlay is going to be leather jacket, lid and back protector. I have'nt seen my gloves since the night - but the main bit I need is a new lid, the rest I have scabby spares of sorts.


Crashing sucks! Just don't do it kids. :mad:

Re: It's all going well... and then you're off! (Haggis down)
 

not sure about insurance, but crashing into him from behind, so to speak....doesn't that put you in a position of being at fault, as claims go. just going on things I've read previously. :-(
Might be a difficult one.


PS..not been smokin owt, nightshifts give you an odd imagination..lol

Re: It's all going well... and then you're off! (Haggis down)
 

I would have thought that him pulling in to the left and then performing a uturn across the front of oncoming traffic puts the blame squarely on the rider performing the u-turn.

Re: It's all going well... and then you're off! (Haggis down)
 

sorry again mate.

how much of a mate is he, pulling out from a stationary position, (whether you were riding together or not) to do a u turn without checking teh road was clear would i feel be his fault, as plod attended and you are going through insurance anyway i'd be tempted to let the insurance battle it out. just my 2p worth.

get well soon, hope amanda is taking good care of you.

Re: It's all going well... and then you're off! (Haggis down)
 

yeah, fair point. Unfortunately its a horrid position to be in, being mates and all. Its always you vs them etc in an accident like this. Not nice to argue the blame with mates, clearly it was his fault....he'll argue otherwise, no doubt.
I wouldn't want to be in your position Haggis.:-(

Re: It's all going well... and then you're off! (Haggis down)
 

I think in reality it could go either way - or the insurers could spend months battling it out.

The police showed little interest. No high speeds involved. Just there to clear the road asap really. I spoke to them on the phone yesterday and they're happy to leave it as it stands. Just issued a producer each.

Re: It's all going well... and then you're off! (Haggis down)
 

Sorry to hear about this - worse that it was your mate you collided with too :(

I have to say in my opinion the blame lays entirely with him for pulling out on you - ok so you were also in the layby, but it's surely the same principle? - he should have double checked it was clear before he made the manouevre. I'd let the insurance companies battle it out - that's what insurance is for after all, and if he doesn't like it then I suppose you just have to accept that he wasn't really a true mate :(

GWS and good luck :)

Re: It's all going well... and then you're off! (Haggis down)
 

Glad to hear your ok Haggis.
Get well soon.

Re: It's all going well... and then you're off! (Haggis down)
 

tbh it doesn't sound like the kind of friendship worth losing a year's no claims over...

as for crashing sucking... yeah, tell me about it:rolleyes:

Re: It's all going well... and then you're off! (Haggis down)
 

Nail. Head. A shame.

It doesn't matter if he claims or not, he takes the hit because he's the one whose insurance is paying out. Hopefully.

Re: It's all going well... and then you're off! (Haggis down)
 

Hey Haggis,

I'm gutted to hear about your accident. I'll keep my gub shut about your mate's part in it and his post-smash attitude..........BUT...........](*,).

One thing to check is your house insurance. When I had my smash someone asked me if I had "personal belongings cover" on my home insurance. I did and I got all my gear replaced. I claimed for everything that was damaged even though it was only my lid and boots that were screwed.

Take it easy and keep your chin up.

Fred

Re: It's all going well... and then you're off! (Haggis down)
 

I did consider the home contents cover, need to look into it. My bike cover doesnt include gear, it had a £100 excess and a £35 premium. Doesn't seem so steep now! :rolleyes:

Re: It's all going well... and then you're off! (Haggis down)
 

Ouch! Shocking response from our medical services. Hope you get well soon. :)

Re: It's all going well... and then you're off! (Haggis down)
 

Scary stuff Haggis. So glad you're both still alive and kicking (well almost).

I would report the whole story to the insurance company and let them decide who's at fault. May take some time but if you're fully comp, then you should get a quick payout before blame is attributed.

Re: It's all going well... and then you're off! (Haggis down)
 

Haggis,Thats what we pay insurance for,let them sort it out. If you are fully comp your insurance will sort your bike out and fight your corner for you.
Signaling and turning across the path of an approaching vehicle without proper observation seems like your insurance has a good case
Household insurance has a lot of interesting little clauses protecting you for eventualities.
My insurance is taking the other party to court for my BMW lid and protective clothing through the legal protection part of my insurance.

Re: It's all going well... and then you're off! (Haggis down)
 

Sorry to hear about this mate hope your on the mend, can't believe that about the hospital though, well actually I can believe it which just makes it even worse.
Take it easy mate.

Re: It's all going well... and then you're off! (Haggis down)
 

sorry to hear about this ang glad you're o.k. from what you described he had pulled off the main carriage way and was therefore pulling back on to the road, this puts the onus on him to make sure no vehicles are approaching. Friend or not he was at fault and your insurers should fight to get the cost of repair from his. Hope it all gets sorted for you o.k.

Daryl.

Re: It's all going well... and then you're off! (Haggis down)
 

Sorry to read this Murdo, not much of a mate indeed, most people would be feeling terrible.

Your bike will fix, and hopefully you won't take too long to mend either. Getting a comfortable position to sleep is the worst thing after a bike accident.

As for the insurance, you were passing him to the right hand side and he U turned right, across your path, I'd put that on your insurance form with a wee diagram and keep your explanation that simple and clear cut with no lengthy explanations to confuse matters. I'd make the claim on your insurance and provide his insurance details ticking the "not at fault" box.

He's being a pr1ck and you were not at fault IMO, so long as thats the story you gave to the copper at the time, it doesn't matter what he writes on his form, I can't see the insurance coming to any other conclusion.

Re: It's all going well... and then you're off! (Haggis down)
 

and WTF didn't he shake your hand? regardless of fault, a real mate would've had the decency to. Forget HIM if you ask me. you're claiming anyway - let the insurance fight it out.

Re: It's all going well... and then you're off! (Haggis down)
 

I'm at the coos tail again - got told by IP when i was being hassled by a bunch of NI drunken neds.
GWS goes without saying:kiss:
as for him - I'll keep :silent: for once
Insurance - thats what you pay for let them work it out don't forget to get a courtesy vehicle if you need it. It will be a tricky situation and its ashame that he that willing to lose a friend over it. Hope it doens't get too bad when the insurers state their decision

otherwise - chin up mate least you are alright - bikes can be fixed easier than you and i personally would rather have you around than your bike!:smt026

Re: It's all going well... and then you're off! (Haggis down)
 

Ooch, everyone's crashing nowadays. That picture in the OP looks pretty bad. Hope you're ok and get back on 2 wheels soon. :(

Re: It's all going well... and then you're off! (Haggis down)
 

Same here, home contents rocks! I got new lid, boots, back protector and replacement armour for my jacket from the home contents cover. Insurer was Direct Line if that helps.