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-   -   Rear ended a CLK this morning, help! (http://forums.sv650.org/showthread.php?t=56178)

jambo 09-11-04 09:30 AM

Rear ended a CLK this morning, help!
 
Do not take your eyes off the road in front, ever, not even to check your tank bag is on straight. Sounds easy ad after 5 years of riding without an incident with another vehicle I thought I'd got it sorted.

This morning I didn't brake in time and had a very low speed contact with a Merc CLK. At first glance thought I'd done his boot, bumper and rear light cluster on the right hand side plus chipped the paint on the rear right hand pannel, but turned out he'd been rear ended 3 days previously. So I just did his rear right hand light cluster, and chipped the paint on the right hand side.

he said he'd call me this evening regarding sorting it out for cash, but any ideas what the financial cost is? My bike's ok and I really don't want to go through my insurers, can't tell you the year of the car as it was on a custom plate but looked rather new. Should I phone my insurers? as I get the feeling if he calls before I do I'll be well in the sh*t.

Ride safe people :wink:

Iansv 09-11-04 09:45 AM

Hate to say it but Merc parts aint cheap !!

Had some close calls myself with similar stuff, good luck

jambo 09-11-04 09:56 AM

Yeah, could really have done with hitting a B reg fiesta, but nevermind :roll:

Itching 2 go 09-11-04 10:07 AM

Quote:

Originally Posted by leesimons
Quote:

Originally Posted by jambo
Yeah, could really have done with hitting a B reg fiesta, but nevermind :roll:

You could have rear ended my 'H' reg one mate! :lol:

yeah but then he would have been done by one of the cop cars you keep stalking on the a3

jonboy 09-11-04 10:44 AM

He'll probably claim it on the previous rear-ender anyway and just wants some extra cash, so don't go overboard with the readies. Offer him £50, say you're broke (and perhaps even suggest, as er you're not sure, that your insurance has run out - ahem :oops: :wink: ). If it'd been undamaged before you hit it, then obviously it would be a different matter.


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Trix 09-11-04 11:33 AM

:thumbsup: Good thinking that man!

jambo 09-11-04 12:17 PM

Good thinking greg but unfortunatly I didn't hit in quite the same place as the last bloke, the rear light cluster and pannel were ok before I assulted them with my wing mirror and clutch leaver.

Ah well, we shall see what the dammage is....

DeeJay 09-11-04 03:43 PM

if he is thinking sorting for cash, maybe he has no insurance... just a thought...

jambo 09-11-04 05:17 PM

No such joy, he's in the middle of sorting an insurance claim with a bloke who rear ended him 3 days prevoisly.....

:roll:

chazzyb 09-11-04 05:41 PM

Might well be worth asking him for the name of his insurer and the policy number. Perhaps something along the lines of "although I don't intend to claim on my policy, I thought I'd better tell my insurer, and they want to know." You never know what that might flush out. :shock:

After all, why should it matter to him whether you or your insurer stump up? (I know it matters to you and your NCD).

GS500_man 09-11-04 09:41 PM

Can't imagine a bloke in a CLK Merc not being insured. A 19 year old in a H-reg Ford Orion yeah - but not this. He's too likely to be pulled over by the cops anyway with that sort of car.

He's just after a bit of cash. If he's a decent chap, he'll accept a reasonable offer (£50? £100? £200?), but if he asks for a lot (£500? £1000?), then it might be worth saying you simply cannot afford that amount and go through the insurance. (If he asks for a lot, it would be more than your insurance would rise by anyway, so it wouldn't be worth paying out a large amount)

Desh 09-11-04 11:14 PM

Being in the situation you are I guess the max amount I'd be willing to settle for cash would be whatever my excess is on my policy and how much my no claims is worth to me. Not sure what the excess is on your policy, but mine is £250, so for a broken light cluster and a paint chip I'd prob offer him £200 but go upto £300-400 if he didn't except, as I have 2yrs no claims which I wouldn't want to loose.

Agree with Jonboy, in his position with a claim already in progress he may just be looking for some extra cash so you may be able to offer him less, personally with the cost of my excess I'd offer him the £200 min.

Hope this helps.

Cheers
Desh

Gforceuk 09-11-04 11:16 PM

He's defiantely just after extra cash and will claim from the other accident...so dont go ott with the payment...

rictus01 09-11-04 11:17 PM

I'd just point out, most people with that kind of car would have had it in for repair under fully com, straight away, and a hire car until done and let their insurance sort it out, not driving it around?

just a thought

Cheers Mark.

RenamedMonkey 09-11-04 11:28 PM

Quote:

Originally Posted by rictus01
I'd just point out, most people with that kind of car would have had it in for repair under fully com, straight away, and a hire car until done and let their insurance sort it out, not driving it around?

just a thought

Cheers Mark.

It is worth a thought. If he asks for a small amount it might mean he wants you to agree on the amount, because he has no insurance so wouldn't want you to go down that route or it'll all come out of the wood-work :?

If you've chipped the paint it's going to be picey, a light cluster on a CLK is around £160-£200, because it's all one unit - the whole lot has to be replaced. Depending on the colour you could be looking at £60-£150 for the chipped paint - he'll have to get the whole panel resprayed.

Private number plate? Gangster, ergo no insurance. A sure sign! :lol:

GS500_man 09-11-04 11:58 PM

I wander if he did it on purpose to get money?

It's possible in two ways:

1) He's genuinely going through a claim from 3 days ago and he took advantage of the situation before it's all repaired. He could do it as many times as poss before the repair thus pocketting £hundreds.

2) He's not going through another claim and does it to get money on a semi-regular basis. That's why there's other scratches - from the last victim or two.

Who knows?

RenamedMonkey 10-11-04 12:03 AM

Quote:

Originally Posted by GS500_man
I wander if he did it on purpose to get money?

It's possible in two ways:

1) He's genuinely going through a claim from 3 days ago and he took advantage of the situation before it's all repaired. He could do it as many times as poss before the repair thus pocketting £hundreds.

2) He's not going through another claim and does it to get money on a semi-regular basis. That's why there's other scratches - from the last victim or two.

Who knows?


Find out in the next episode of "CLK Killer-Rear".

jonboy 10-11-04 12:09 AM

Quote:

Originally Posted by GS500_man
1) He's genuinely going through a claim from 3 days ago and he took advantage of the situation before it's all repaired. He could do it as many times as poss before the repair thus pocketting £hundreds.

2) He's not going through another claim and does it to get money on a semi-regular basis. That's why there's other scratches - from the last victim or two.

Oh come on, get real. And I suppose it's also registered at Area 51? ;)


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Cloggsy 10-11-04 09:09 AM

Any news :?:

GS500_man 10-11-04 11:17 AM

Quote:

Originally Posted by jonboy
Quote:

Originally Posted by GS500_man
1) He's genuinely going through a claim from 3 days ago and he took advantage of the situation before it's all repaired. He could do it as many times as poss before the repair thus pocketting £hundreds.

2) He's not going through another claim and does it to get money on a semi-regular basis. That's why there's other scratches - from the last victim or two.

Oh come on, get real. And I suppose it's also registered at Area 51? ;)


.

Obviously these are the two conspiracy theories. Then I could have listed the third option, which is that everything that happened is totally genuine. But I didn't as I was only listing conspiracy theories.

jambo 10-11-04 01:12 PM

No news yet, he didn't call. Will have to phone and tell the police and possibly my insurers today anyway as if I'm reporting it more than about 48 hours after the event they're gonna be a bit ****ed and suspect I think...... :(

Just need to cover myself a bit. I know I am wholey responsible for the tail light and phoned up a garrage that reconed the unit would be £40 - £50 plus fitting, so it may still not work out that dear. Just wish I knew what was going on really.

Ride safe people :wink:

Itching 2 go 10-11-04 02:40 PM

or there is criminal damage

RenamedMonkey 10-11-04 02:43 PM

Quote:

Originally Posted by jambo
No news yet, he didn't call. Will have to phone and tell the police and possibly my insurers today anyway as if I'm reporting it more than about 48 hours after the event they're gonna be a bit p*ssed and suspect I think...... :(

Just need to cover myself a bit. I know I am wholey responsible for the tail light and phoned up a garrage that reconed the unit would be £40 - £50 plus fitting, so it may still not work out that dear. Just wish I knew what was going on really.

Ride safe people :wink:

That does sound cheap, remember that anyone who owns a CLK (stereo typing here) is liking to go to a Merc dealer, and they tend to charge top price. Just a thought.

Ceri JC 11-11-04 02:53 PM

Quote:

Originally Posted by GS500_man
I wander if he did it on purpose to get money?

An online acquaintance of mine detailed how a friend of his who works as a taxi driver gets a shiny new motor every couple of years- he basically throws the breaks on when someone is close behind to get rear ended, then claims not only for the damage, but also back pains resulting from the crash. The money together pays for a new (second hand) motor...

Maybe a tall tale, but not too unbelievable; rear endings are one of the most clear cut sort of motoring "accidents" under UK law.

jonboy 11-11-04 05:43 PM

Quote:

Originally Posted by Ceri JC
Quote:

Originally Posted by GS500_man
I wander if he did it on purpose to get money?

An online acquaintance of mine detailed how a friend of his who works as a taxi driver gets a shiny new motor every couple of years- he basically throws the breaks on when someone is close behind to get rear ended, then claims not only for the damage, but also back pains resulting from the crash. The money together pays for a new (second hand) motor...

Maybe a tall tale, but not too unbelievable; rear endings are one of the most clear cut sort of motoring "accidents" under UK law.

That's utterly criminal. Another candidate for chaining naked to the back of my SV and giving them a tour of the M25! :evil:


.

GS500_man 11-11-04 07:08 PM

Quote:

Originally Posted by jonboy
Quote:

Originally Posted by Ceri JC
Quote:

Originally Posted by GS500_man
I wander if he did it on purpose to get money?

An online acquaintance of mine detailed how a friend of his who works as a taxi driver gets a shiny new motor every couple of years- he basically throws the breaks on when someone is close behind to get rear ended, then claims not only for the damage, but also back pains resulting from the crash. The money together pays for a new (second hand) motor...

Maybe a tall tale, but not too unbelievable; rear endings are one of the most clear cut sort of motoring "accidents" under UK law.

That's utterly criminal. Another candidate for chaining naked to the back of my SV and giving them a tour of the M25! :evil:


.

I TOTALLY AGREE WITH THIS TAXI DRIVER BECAUSE (AS YOU ALL KNOW BY NOW), I TOTALLY HATE TAILGATERS AND THIS TEACHES THEM A LESSON. IF EVERYONE DID THIS, THEN TAILGATERS WOULD BE UNABLE TO GET INSURANCE OR THEY'D HAVE TO PAY THOUSANDS. HA HA HA.

:laughat: tailgaters

jonboy 11-11-04 07:59 PM

You're either insane or you have a poor sense of humour. :?:


.

GS500_man 11-11-04 08:56 PM

Quote:

Originally Posted by jonboy
You're either insane or you have a poor sense of humour. :?:

I'm neither insane nor have a poor sense of humour.

I'm just desperate for money and what beter way than to kill two birds with one stone by teaching tailgaters a lesson in the process.

:laughat:

Maybe this will help you understand me........ I'm studying to be a lawyer.

(cries of "oh that makes sense. Now I understand")

:twisted: :twisted:

Cloggsy 11-11-04 09:00 PM

Does anyone know if Jambo's got this sorted yet?


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