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-   -   crashed in to!!! (http://forums.sv650.org/showthread.php?t=58919)

goldengraemes 04-04-05 10:22 PM

crashed in to!!!
 
well it was gonna happen at some point some girl ploughed into me at the lights when i slowed down for a very late amber i stopped on red and she kept going think she was on the phone.the bike hit the ground hard on the right side and scraped all the fairing,damaged bar end,smashed indicator and dameaged scorpion pipe and broke both brake lever it'll be assesed soon may have even damaged handle bars or frame with the bang of it hitting the deck.but im alright which is the main thing

Mervin 04-04-05 10:24 PM

Exactly what happened to me last October.

Glad you are ok though.

Mr Toad 04-04-05 10:25 PM

******** :cry:
glad you're OK

goldengraemes 04-04-05 10:27 PM

im absolutoly gutted but if and when shes fixed shes being sold taken it out of me :(

BaggaZee 04-04-05 10:28 PM

****, glad you're ok and hope you got witnesses!

goldengraemes 04-04-05 10:31 PM

yeah got one who drove back round to give me her number said the girl was in the wrong which she was alot of people asked if i was ok then drove off when the lights changed.two bikers stopped to see if i was ok which doesnt suprise me as they always do :D

wyrdness 05-04-05 07:12 AM

You're completely in the right here. The highway code says,

"AMBER means 'Stop' at the stopline. You may go on only if the AMBER appears after you have crossed the stop line or are so close to it that to pull up might cause an accident"

If she rear-ended you, then it's 100% her fault. Did you get a photo? Camera phones a good thing in this kind of situation, though some people carry a disposable camera under their seat.

Sudoxe 05-04-05 07:35 AM

Not good :(

The same thing happened to me in december, still fighting insurance, even though it wasnt my fault. :x

I believe moriarty had the same thing happen to him on the way back to selkent :(

Stupid drivers! OUT! OUT! OUT! Deamons of stupidity!

Dan

SVeeedy Gonzales 05-04-05 07:36 AM

Glad you're OK - make sure you claim for personal injury, however small! I got 1875 for the bike and 1100 for (very) minor injuries, which I didn't expect but helped out a lot when I got the SV.

Also, have a good think about it... time works wonders. I've thought about jacking it in a few times when I've had hits, drops or near-misses... but every time is a learning experience.

Hada very bad run into work this morning, but it's taught me a few new things!

goldengraemes 05-04-05 07:52 AM

im going the docs today as i hurt my back.i have a witness she called me this morning and said the girls driving was ridiculous.stiff as a board today

jonboy 05-04-05 08:20 AM

Sorry to hear this, glad you're okay.


.

Captain Nemo 05-04-05 08:29 AM

if it turn out she was on the phone, then you should be allowed to nail it to her head

bad luck dude...

RenamedMonkey 05-04-05 08:59 AM

Ouch, sorry to hear that. Hope your backs not to bad, not a great place to get injured!

Heal well.

Cloggsy 05-04-05 09:00 AM

Quote:

Originally Posted by BaggaZee
hope you got witnesses!

Ditto :!: :roll:

Ceri JC 05-04-05 09:04 AM

Glad you're allright. Bugger to hear about this :(

Mr Toad 05-04-05 09:05 AM

A witness is worth their weight in gold.
A friend of mine had a similar incident in a car, and the person behind claimed that he reversed into them :shock: No witnesses, etc. Took ages to sort out

Has anyone heard from Moriarty since his shunt on Sunday :?:

Iansv 05-04-05 09:19 AM

Had this happen to me before, exactly the same circumstances, new driver who didn't want his insurance going up so settled for repair costs + the cost of a service and a little on top..

hope its not too bad and your not to badly shaken up

wyrdness 05-04-05 09:36 AM

Quote:

Originally Posted by Captain Nemo
if it turn out she was on the phone, then you should be allowed to nail it to her head

I agree. Did you report the accident to the police? I don't know if they could check whether she was using her phone at the time, but you could ask.

tee jey 05-04-05 09:48 AM

Glad u r OK. Were you injured, if so go and see your doc. Similar thing happened to me but probably at a much lower speed as my bike stayed up right. I did however suffer a jarred back, (like whip lash but to the lower back). Notified this to the insurance company and came away with £2K in compensation.

tee jey 05-04-05 09:58 AM

Also, be aware, the car driver did not want to go thro' insurance as it appear she had only broken the rear fender. However the standard exhaust was damaged =£700 so the repair bill alone was £1200 including bike transport plus I could have requested a repacement vehicle for the 4 week the bike was off the road. Total bill could have been £4000 to £5000. I sugested that as we did not know at the time of the accident the extent of the damages that she should contact her insurance company just in case. They immediately admitted liability so I was home and dry and did not need to involve my insurance co at all.

Spiderman 05-04-05 11:14 AM

Quote:

Originally Posted by wyrdness
Quote:

Originally Posted by Captain Nemo
if it turn out she was on the phone, then you should be allowed to nail it to her head

I agree. Did you report the accident to the police? I don't know if they could check whether she was using her phone at the time, but you could ask.

I'm sure they can check...its just if they will or not.

Ph and i also agree with being allowed onil it to her head. in fact i'd be happy to hold her head still for ya :evil:

Its this kinds of inattentive driving that should be addressed by the bad driving thread thats going at the moment. This stooopid woman could have killed someone cos of her arrogance...but what will come of it if the cops dont wanna prosectute her for being on the fone? She looses her no claims bonus at worst.

Thats presuming her insurance aint gonna argue this. Be prepared for a letter from them claiming you stopped too quickly etc and you should have carried on thru the amber. Law says to stop unless to do so would cause an accident. You stopped on the amber and caused her to run into the back of you as she could not stop in the same distance as your bike could.

Dont get me wrong...i dont agree with the above in any way but i'm just saying be prepared for that type of nonsense from them.

I had a car door opened into the side of my car a few years back. After a while their insurance tried to say the door was open long before i got there and i hit the open door. The road was too narrow for me to have tried to go round the open door so i just hit it.
The fact that all the damage was down the side of my car seemed to be of no concern to them :roll: or the fact tat the lady got out and said "oh i'm so sorry, i didnt even look before i opened the door"

They will just try and waste as much time as possible before they have to give you any money. Nature of the beast.

Best of luck with it...and i hope the backs gonna be ok :thumbsup:

Carsick 05-04-05 11:23 AM

Quote:

Originally Posted by Spiderman
Law says to stop unless to do so would cause an accident. You stopped on the amber and caused her to run into the back of you as she could not stop in the same distance as your bike could.

That would be tantamount to admitting that she was following too close.
There aren't many circumstances when rear-ending somebody isn't your own fault. Them stopping suddenty (for a legitimate traffic signal, no less) is not a valid reason.

goldengraemes 05-04-05 11:59 AM

the distance i slowed of for the lights was acceptable as the amber light was on about 40 ft away so she was too quick and too close.
im generally stiff and the bike has damage to right fairing front by the right lights scraped down there indicator both break levers scorpion exhaust and the bar end is hanging of so may have damaged steering forks or frame with that kind of a bang!
where do i stand with the scorpion exhaust???

Juju 05-04-05 12:11 PM

Hi, I don't know as a new user, you but I am always here for advice.

I presently work for Direct Line in the claims department, dealing mainly with liability and personal injury. I get given plenty of bike claims as I am the only qualified biker in this office (Croydon). I have been doing this for about 6.5 years now.

If you want advice feel free to pm me and I will send you my phone number and email address. I can get you case law, recommend who to go to, ect ect.

timwilky 05-04-05 12:11 PM

I too was taken out from behind when I stopped for a red light (18 months ago) Fortunately I had a cop car in the adjacent lane and consequently the driver admitted liability on the spot.

My bike payout was a tad slow as there was an argument on valuation. The initial point of impact was on my (What illegal) can, That was left at the roadside when the bike was recovered. Uninsured losses for helmet/leathers took a couple of more weeks but as they were only a week old there wass no argument about value. (I still use the leathers) but helmet binned.

Still arguing about personal injuries. I saw a doc 3 months after the smash who said IK would be recovered by 6, 18 months later I only have 50% movement to my left shoulder and daily pain and now face the prospect of surgery. What have they offered £3500, I have legal cover so see you in court.

When he hit me his excuse was "You stopped too quick". No you were too fecking close. Copper was a biker so very supportive, breathalysed the git (Negative) . He wrote his car off hitting me. In a way I am glad he only had third party cover as it hit him in the pocket for himself.

goldengraemes 05-04-05 12:26 PM

im in a bit of a bad way with back going to be off this week but it'll be longer cos i cant see me standing up for 8hrs a day in work for a while as bending is a task itself.
got a witness who said it was all her fault so she doesnt have a leg to stand on

Natasha 05-04-05 12:30 PM

Quote:

Originally Posted by Captain Nemo
if it turn out she was on the phone, then you should be allowed to nail it to her head

ditto!

TSM 05-04-05 12:54 PM

Quote:

Originally Posted by Spiderman
Thats presuming her insurance aint gonna argue this. Be prepared for a letter from them claiming you stopped too quickly etc and you should have carried on thru the amber. Law says to stop unless to do so would cause an accident. You stopped on the amber and caused her to run into the back of you as she could not stop in the same distance as your bike could.

What car did she have?

I find it hard for companies to say that you stopped to quick, when most cars have ABS and linked brake systems as standard now when majority of bikes dont.

RenamedMonkey 05-04-05 02:15 PM

Quote:

Originally Posted by goldengraemes
where do i stand with the scorpion exhaust???

Shouldn't be a problem, as you are claiming from the others insurers, your insurance company will do everything they can do claim as much as possible - it wont be in their interest to question your exhaust (if you hadn't told them about it, or if it wasn't road legal).

bluebell 05-04-05 03:15 PM

Hope your back gets better soon.

goldengraemes 05-04-05 03:59 PM

yeah my back is stiff but thanks.there picking up the bike day after tomorrow and ill be getting some papers to fill in to all the legal stuff.looked at my poor sv today she looks terrible :roll: :(

Stig 05-04-05 04:31 PM

Bugger :(

Hope you get justice. Glad you are not more seriously hurt.

salty 05-04-05 04:34 PM

reflecting all other svers glad your ok mate. If you'd bin on yer scoot maybe having checked yer mirrors you could have blasted away. Moto of the day "birds should stick to trees and insane liverpudlians should stick to drag racing" seems like its a bit safer

tee jey 06-04-05 06:08 AM

Re STOPPING TOO QUICK. This is absolutely no defence, the driver of the vehicle following you should leave sufficient distance to allow for every eventuallity. I hit another car up the ar** that was forced to stop suddenly when a police car with blues and twos approached very fast on our side of the road. I was held 100% to blame despite the actions of the police driver who in my opinion was the cause of the incident.

goldengraemes 06-04-05 01:18 PM

Quote:

Originally Posted by salty
reflecting all other svers glad your ok mate. If you'd bin on yer scoot maybe having checked yer mirrors you could have blasted away. Moto of the day "birds should stick to trees and insane liverpudlians should stick to drag racing" seems like its a bit safer

she must of caught me quick i checked before the bend and there was no on behind me so she must of flew round.her insurance company called to say they are taking liability.
drag racing is safer!!! and im not a liverpudlian :evil: :D but all this has made me think of going full sprint frame and get in to the 12 second bracket.

Warren 06-04-05 05:04 PM

Quote:

Originally Posted by Sudoxe
Not good :(

The same thing happened to me in december, still fighting insurance, even though it wasnt my fault. :x

I believe moriarty had the same thing happen to him on the way back to selkent :(

Stupid drivers! OUT! OUT! OUT! Deamons of stupidity!

Dan

im sorry, but i cant see anything there to argue about.
its totally their fault as they should have been keeping a safe distance from you.

if everytime you saw an amber/red and you didnt stop because you were being closely followed, you would still get points if a copper/camera saw u.

salty 06-04-05 06:05 PM

sorry for accusing you of such an affliction but your accent is merseysidish isn't it ?

silver sv 06-04-05 07:10 PM

sorry to hear what happened to you.

Biker Biggles 06-04-05 08:27 PM

Dont forget to claim for everything like gloves boots clothing and you must have banged your lid even if there doesnt appear to be any damage :wink: Keep any damaged items and keep any tickets for public transport you use.They will rely on you losing these over the next few months and willthen make derisory offers.Do you have legal cover on your insurance?If so use it cos they are really good,and will help you get everything you can.Its worth bearing in mind they will rip you off on the value of your bike,so get your moneyin these other ways. Good luck.

goldengraemes 06-04-05 09:51 PM

i had legal protection and there dealing with it theyve been efficient so far so hope it all goes to plan quickly and with my injuries to my back which has got worse since yesterday my solicitor is sorting my personal injury claim with there insurance company,which should be fairly straight forward.
shame all this happene but law of averages with biking


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