Insurance for a 17 year old with 1 yrs ncb?
 

Hi, as some of you may know i'm after an sv650s, but i hada quote on one for 900 tpo! im looking to pay about 600 tpo, does anybody recommend any good companies for this? Cheers, Matt

same, i have a 2003 sv650s. what shall i do.

and ello matt!

You're 17... I personally think that if you're looking for about 600 then you're on a different planet. Having said that, I don't know what your location, location location is.

I'm afraid at your age... you're going to just have to live with it! :(

One of my mates has a bandit 600, 1yrs ncb for 600 fully comp, i know its possible, and he lives in a much worse area! I live in derby

Bandits and SV's are very different bikes.

Comparing insurance is a very difficult thing... doing so assumes an entirely logical approach to calculating premiums. In reality, it doesn't work like this :lol:

The SV is group 10/11 depending on who you talk to. Remember that if it suits the insurance company, it's a 600+cc sports bike (it's got an S in the name), and therefore premiums for the under 20's should be high.

Try Bikerline direct 08707707712.
They were best for age 18 full license 125 cc North London 2 years ncb.

RIGHT! im 17 too 18 in july tho and i also have one years no claims two years in july hehe

but my insurance is £450 but then i got 3 points so they wanted £90 :shock: so its a litle more!

that is with carol and nash they are good! but expect a hight EXs mines like£400 i think...

that is a garaged 02 model SV with no alarm, i realy would recomend them they are cheep

but as big bikes go they seam to be cheeper my mate on his CBR125 is paying £1000 and another mate on his CBF500 is paying£800

so i seam to have got a good deal! ring up carol and nash

0800 298 5500.... realy good!

I think it's worth noting that yours is garaged... I wonder what the premium would've been had it not been?

damn....

Yeah mine will be garaged, and im only after tpo so an alarm etc wont make a difference. cheers for the numbers, i will get it down to 600!

Re: Insurance for a 17 year old with 1 yrs ncb?
 

Matt... I think to comment on your quote, you need to give us a lot more information:

- what year is the bike?
- where is it?
- garaged?
- security?
- how long have you had your licence?
- how long have you had your CBT?
- points on your licence?
- annual mileage?
- car licence?
- accident history?

All of which are massive factors at any age - particularly yours.

Score! £445 tpft. and to answer your questions billy,

-99
-Derby
- yes, locked brick built etc
-chain/ alarm/immob
- less than a year
- since dec 2003
-none
- 5kish
- nope
- none


Once again thanks for all your help lads

Re: Insurance for a 17 year old with 1 yrs ncb?
 

2003
se london/croydon/addington
yes
alarm, anchor
be about 2 days
year
none
3000
noo
one, going thru at the moment.

is that your quote? did you ring up? or are you just taking from my insurance? it can range a lot im in bristol so your insurance could go up or down???

ring them up and get a quote just say im wondering about geting this bike and i want to know how much itl cost!

I've rang up mate, thanks a lot, ironically i overlooked carole nash because they dont do an online quote system, and i was far too lazy to ring up! I'm glad i did though, thanks a lot mate :)

thanks ok :thumbsup:

you just gota get a bike lol get the old style like mine! and if you buy from a dealer you could get them to chuck in the restriction kit with it but if you buy private its £150 for the kit i think :shock:

but its stil sweet with it in :wink:

im 18 1 yr NCB 1yr hold full licence. I get £401.13 TPFT on a SV400S.

Biketeam.co.uk or bennets.co.uk they are the best.

Adrainflux or footmanjames.co.uk were best for me at 17 on a CBR250RRL just passed test were £297 Fully comp BARGIN :D

over 250cc u get screwed tho!

I'm 19, got a 99' nekked in black and pay £320 for TPFT with 1 yrs NCB. think i'm gonna try carole nash when it comes to renewal time though. Worked out at £500ish for Fully Comp but i was REALLY skint when i got the bike :roll: .

Man I need to move it's costing me £800 and I'm 25!

I think you just need a better insurance company... I'm paying £550 TPFT with 1year NCB - in Central London!

Honestly I spent 4 hours on the phone and phoned over 90 companies. I'm 25, have no no claims, only held a FULL licence less than a year and it's parked on the street in UB3 which has more crime than central london it seems from upmystreet.com . It's the area, I'm moving to chesham, bucks soon and it's drops to £450 fully comp.

do you garage the bike?
I pay £800pa TPFT for bike in Peckham on the street, 0NCB, 1 minor car accident

No garage. Parked in communal flats car park. £828 fully comp, age 25, no bike ncb, full car ncb (apparently non contributary factor, gits ) , full licence less than a year. SVSK4.

No garage, EC1 postcode... oh but I do have security features: Thatcham security disc lock... and the bike is Suzuki Alphadotted :roll: :lol:

Wow, that is bloody cheap!!

I overlooked carol nash also, but im paying more than that now and im 19 (in 2 weeks)

But im happy to pay it, cuz in 2 weeks time, no more smelly restrictors!!!

Yipeee! :lol: :lol: :lol: :lol:

Care to sell them?

I would mate, but you gotta have the docs, mines a carbed bike and the washers have a market value of about.........70p :lol: :lol: :lol:

YOu can have them if you want though, ill let you have them for a whopping ZERO aswell, what a deal :lol:

what a scam :(

Errm, at 17, doesnt it have to be restricted too? You havent been riding for two years at 17.

Doh. Just saw your other thread! :lol:

Yea but it has no affect on insurance quotes unfortunately :(

£300

k3
10 thou per year
3y ncb
garaged alarm immob datataged
few mods can belly pan screen undertray
restricted (ish)

carol nash

no car license

tptf

pay as you go?
 

E bike insurance do a nice monthly quote if you want to pay as you go...
Just a thought... :wink:

Re: pay as you go?
 

Ebike just done me a quote for £350 for a brand new K5, not garaged, no NCB, Licence less than a year, 3 points on my licence and written off a car 2 years ago. Fully comp. :thumbsup: Gotta be happy with that.

Carole Nash get my vote too. Picked up 6 points as taxi driver last year but still £145 TPF&T or £180 comp on 2001 650S 3yrs NCB. Bike now insured and I'll be on the road when I decide what to do about my exhaust and MOT.

www.ebikeinsurance.co.uk about 700 tpft for a 17yr old with one year no claims in an insurance catagory B area

18years old 1yr NCB A postcode TPO i get £401.13 with Bennets!

hi im 18 with 1yrs no claims and with h&r insurance 2000 as im an existing customer i got 580 for the year t,p,f,t not bad as my 50cc was the same 2 yrs back age 16 lol

It might make you cry if I said £175 comp with my wife as named rider then... Sorry.

36yo
accountant (profession makes a different on their risk calculations!!)
10 years+ protected ncd
garaged
High Wycombe
AlphaDot
standard bike (2000 curvey)

They obviously think I'm a boring middle aged Tory voter who wears slippers, has a Golden Retriever and uses the bike on sunny Sunday mornings. Er............

I'd recommend BikeTeam as they were miles cheaper for me. Call them though as they never seem to return e-mails or on-line enquiries.