Insurance - I'm dumbfounded!
 

Getting quotes - if you increase the mileage you are going to do per year the quote comes down :???:


Also accidents don't make a difference if you're insurance company had to pay out or not :roll:

Re: Insurance - I'm dumbfounded!
 

more miles - quote comes down???
are you sure???

who told you that that is the case???

Re: Insurance - I'm dumbfounded!
 

Sometimes it qualifies you for a different insurance policy. It's worth playing around looking for these variables.

Re: Insurance - I'm dumbfounded!
 

More miles = more exp?

The thing with accidents isnt good! I guess the difference is that if it wasnt your fault you dont lose No claims.

When I first insured my SV for a full year it was ?5 cheaper to go fully comp over TPFT. :rolleyes:

they are wierd. I dont like insurance companies as they know they have you cornered! :smt013

Re: Insurance - I'm dumbfounded!
 

I got a nice surprise when I changed my multi-bike policy to remove the Daytona 955i and replace it with the new SV. I have a total of 7 bikes insured and the policy was a whopping 213 quid TPF+T. They wanted a 30 quid admin fee to do the swop, which is fair enough, but then the nice lass at Carole Nash told me that I could change to fully comp for the horrendous sum of a fiver extra. So 35 quid saw me swop bikes and change to FC insurance on everything, including two trackbikes. Bargain

Re: Insurance - I'm dumbfounded!
 

Ok then, I was in a very similar situation:

First years insurance
===
£500 excess
6k miles,
No SP30 in existence,
Fully Comp,
No pillion cover
Premium was £600+


Second years insurance
===
£100 excess
20k miles,
SP30 declaration,
Pillion cover
Fully comp,
Premium was £400.....

OK, granted there was 1 years NCD, but that shouldn't drop it by £200! I think it comes down to the fact I was using Bennetts as a broker, and the second year I got to go with the "Highways" policy (can't remember the provider) whereas the first year it was a different provider.

Re: Insurance - I'm dumbfounded!
 

That's lucky I've just been quoted £719 for the SV1000S I've just been looking at. It's not the cost of the bike that'll make or break whether I buy it, it's whether I can get the insurance down. Hopefully by the end of this week I'll get something reasonable by way of quotes.

Re: Insurance - I'm dumbfounded!
 

Ive just bought a Aprilia Falco... or at least put the deposit down... I can Insure that for ?800 with ?200 excess fully comp which isnt really that cheap but its not bad considering im only 21...

Try H & S insurance they are VERY cheap compaired to others, next cheapest ive found was ~?1300 with ?650 excess!!!! :confused:

Insurance aye.

Re: Insurance - I'm dumbfounded!
 

Have they got a website? Can't see them anywhere on google.

Cheers

Re: Insurance - I'm dumbfounded!
 

Try C.I.A they reckon they can beat any quote you get