Any money saving tips?
 

I do need to think of ways of saving money! Anyone got any tips or suggestions on how to save to some cash?

Once my cell phone contract is up I'll be looking for a cheap 18 month one, get a low rate credit card, pay up in full for insurance stuff if its loads on intrest paying montly. Eat cheap food it looks like pasta, and stuff like chile is cheap....

Oh yeah stick a lump sum in a ISA and fill it....

My car isn't too bad with fuel either, I just probally need not to race about in it!

Come so what other ideas have folks got? I need to live as cheap possiable, whilst having fun!

Re: Any money saving tips?
 

If you are serious, you need to make a spreadsheet of weekly/monthly expenditure, highlight areas that have a large impact (or lots of ones that have small) and see if you can improve.

Do you rent or own? If you own, then consider letting a room …s

Re: Any money saving tips?
 

http://www.moneysavingexpert.com/

:rolleyes:

Re: Any money saving tips?
 

ermmmm, stop spending it!!!!!

Re: Any money saving tips?
 

Dont but a bike for only using on the track

Dont then try and get it up to race spec

Dont crash said racebike

And as DB said, dont spend it :)

Re: Any money saving tips?
 

One persons cheap lifestyle is another person wealthy life style :(

I dont do much that involves spending money as I'm soooo tight its unreal.

Around the house make sure everything is switched off at the socket rather than on standby or whatever.

Make every bulb in your house an energy saving one.

Fit half flush systems on your toilets.

Always have showers instead of baths.

Quit the gym and do free exercise.

I could list loads of things to be honest, because I'm tight and dont spend money because i prefer to save lol.

I used to be of the opinion i could never live without the gym, and alot of people think like that. But go for a run instead or a bike ride. I quit the gym and that saved me £60 straight away.

But its down to the lifestyle you want to lead ultimately, and i dont have much of one :(

I work, spend time with my girlfriend, then play the xbox and ride my bike, they are my only expenditures really.

Re: Any money saving tips?
 

Cut out the beer, take aways and fags. eat healthily and boring

Stop paying for sex and dump the expensive high maintenance girl friends

Take butties to work instead of buying lunch

Dump any posh gyms, golf clubs etc. start using municipals and leisure centres instead.

Generally, giving something up is not going to last, so replace it with a cheaper alternative.

Move credit card balances onto 0% intro offers.

Re: Any money saving tips?
 

tight Ar$$e, but that makes me one too. i very rarely drink and don't smoke neither. In fact if you use a gym, its probably cheaper to have a dog or two like me.....thats a fitness excercise in itself taking my two for walkies.
I do all housey stuff like tiling/decorating DIY myself(even if i'm still at it 12 months later). I got 2 bikes, but tis my hobby and its as expensive or as cheap as you want it to be.
I empty all change in my pockets every night into my giant pub size vodka bottle. Its very full..due for an empty and comes in handy as a doorstop. Collect 2 pound coins in those camera film pots, you get ?28 in one of them, they soon add up, its how I paid for my CBT

Re: Any money saving tips?
 

+1

Oh, and don't go racing! ;)

Re: Any money saving tips?
 

Get a rich boyfriend!!