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Would i be in my rights to screw my insurance company?
As some of you know i wrote the bike off in mid September, my insurance company paid up very quick after i had sent off all the documents and keys, they then said they'd arrange for someone to pick the bike up.
Now after 50 days and numerous phone calls the bike is still in my garage taking up space that i need. Do i: A) Refuse to release the bike until they pay me a storage fee. (Legal point of view please Ed :D) B) Take anything that's of any value off the bike then leave it outside, saying the local chav's must've stripped it down. C) Leave it outside then phone the police and tell them someone has dumped a bike outside my house. Cuffy |
Re: Would i be in my rights to screw my insurance company?
i think written communication with a signed for timestamp to their head quarters would help your case if you needed proof that you notified them.
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Re: Would i be in my rights to screw my insurance company?
I like option B cuffster. Be the best way to go. Of course, write to them one last time and notify them of your planned actions, I can guarantee someone will come over and get it for them.
EDIT: Make sure you send a guaranteed signed for aswell, you have confirmation that they have got the letter then :) |
Re: Would i be in my rights to screw my insurance company?
personally id go with B, but call the insurance and tell them you no longer have space and that it will be moved outside, that way they have the option of removing it. then strip it of the nice bits.
edit..yes write sorry not call!!! |
Re: Would i be in my rights to screw my insurance company?
How badly written off is it? Might be worth making them an insultingly low offer to keep it and see if they bite, then break it for parts. Even a couple of hundred quid may work out cheaper for them than salvage value after sending someone out to pick it up.
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Re: Would i be in my rights to screw my insurance company?
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Re: Would i be in my rights to screw my insurance company?
i'd go "A" send them a letter just saying from such a date you will be charging storage fees, or you will kindly take it off there hands for nothing then ebay the parts.
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Re: Would i be in my rights to screw my insurance company?
Keep hold of it.
My dad had the same issue with a GSXR600. Bike shop (was a friend) kept hold of it for 6 months and no-one collected it. So my dad took it home, replaired it, done all the legal stuff, then sold it for aobut £3k. Never heard anything again. But he did send them letters and such stating if no-one picked it up from the garage withing x time it would be removed. Heard nothing back ever, so took it home again. |
Re: Would i be in my rights to screw my insurance company?
I'll give you £4.76 for it?
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Re: Would i be in my rights to screw my insurance company?
Yet more phone calls and false promises have been made.
Patience is running thin now, sarcastic e mail time :D Quote:
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