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- Idle Banter (http://forums.sv650.org/forumdisplay.php?f=116)

- - 1.5% Happy Days (http://forums.sv650.org/showthread.php?t=123514)

plowsie

08-01-09 12:03 PM

1.5% Happy Days

For those that have a mortgage :( :lol:

Just spoke to one of the girls in the office (EDIT: On a tracker mortgage), a year ago she paid something around £600, now with that she is paying £130 odd, council tax isn't much less lol.

Dappa D

08-01-09 12:13 PM

Re: 1.5% Happy Days

hhmmm....not all those that have a mortgage....

fixed at 5.55 % untill june NEXT year

thinking of buying out of it...thats a good reminder to pull my finger out!!

SoulKiss

08-01-09 12:13 PM

Re: 1.5% Happy Days

Quote:

Originally Posted by plowsie (Post 1737768)

For those that have a mortgage :( :lol:

Just spoke to one of the girls in the office, a year ago she paid something around £600, now with that she is paying £130 odd, council tax isn't much less lol.

And if she isnt still paying £600/month then she's a fool......

plowsie

08-01-09 12:15 PM

Re: 1.5% Happy Days

Quote:

Originally Posted by SoulKiss (Post 1737779)

And if she isnt still paying £600/month then she's a fool......

Yeah I said that but I guess that she's happy for a bit of extra cash, if I had myself set in that frame, I would keep at what I'm paying and maybe lose some term off it if that is possible...?

the_lone_wolf

08-01-09 12:17 PM

Re: 1.5% Happy Days

when it goes past zero does that mean i'm going to have to pay my bank to keep my money in my savings account?:rolleyes:

plowsie

08-01-09 12:18 PM

Re: 1.5% Happy Days

Quote:

Originally Posted by the_lone_wolf (Post 1737787)

when it goes past zero does that mean i'm going to have to pay my bank to keep my money in my savings account?:rolleyes:

Erm, Yep.

Dappa D

08-01-09 12:19 PM

Re: 1.5% Happy Days

Quote:

Originally Posted by plowsie (Post 1737784)

Yeah I said that but I guess that she's happy for a bit of extra cash, if I had myself set in that frame, I would keep at what I'm paying and maybe lose some term off it if that is possible...?

some let you and some dont, but yes you can pay more off and reduce the term

keithd

08-01-09 12:21 PM

Re: 1.5% Happy Days

Quote:

Originally Posted by Dappa D (Post 1737777)

hhmmm....not all those that have a mortgage....

fixed at 5.55 % untill june NEXT year

thinking of buying out of it...thats a good reminder to pull my finger out!!

got mine fixed at 5.6 (i think) for the next 3 1/2 years.

i'd be saving something stupid like £700/month at the moment, cant do the maths but mortgage is around £1100/month.

oh well, thems the breaks.

timwilky

08-01-09 12:21 PM

Re: 1.5% Happy Days

Quote:

Originally Posted by plowsie (Post 1737784)

Yeah I said that but I guess that she's happy for a bit of extra cash, if I had myself set in that frame, I would keep at what I'm paying and maybe lose some term off it if that is possible...?

I did that with the fall from 14% to 11% in the 80s and paid off my mortgage 6 years early.

Boy you lot who moan about interest rates should have been around when we had governments who thought the way to solve recessions was not to spend money you don't have and huge rates, now we spend huge amounts we don't have and those trying to live on savings are getting badly hurt.

Tara	08-01-09 12:23 PM

Re: 1.5% Happy Days

Quote:

Originally Posted by keithd (Post 1737798)

yep us to we still have 3.5 years left on our fixed term - one of those things i guess

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