Just had an off - Advice needed
 

I just got hit off my bike while I was filtering between 2 lanes of traffic.......classic case of car in lane 1 going to change lanes but not checking for bikes. I was going about 15mph.

The bike's ridable but looking a bit worse for wear (screen and top fairing smashed, exhaust system knackered)....her car (brand new peugot) looks a state on the offside.....wing dented and scraped, bumper ripped off etc.

I've got her details and a couple of witnesses (two firemen)....question is do I tell the insurance company immediately or wait to see if she offers to settle privately? I'm full comp with MCE so it should be pretty painless [-o<

Fear not, no taxis were hurt this time :D

Re: Just had an off - Advice needed
 

not sure on how the insurance will see it fault wise (yes i know its legal to filter but they may say you should have pre-empted it) but i would always notify them asap so they don't get ****y with you when she does, which im sure she will being a brand new car!

Sorry to hear about it, are you ok though?

Re: Just had an off - Advice needed
 

tell your insurer straight away and give them all her details.

theyl contact her etc an then its up to her if she pays you or insurance.

when i got my car bashed i rang the insurance and said i only want to claim if the other bloke admits fault otherwise i wont botherso they just notted it on the claim

graham

Re: Just had an off - Advice needed
 

Hope your OK! Your poor bike!!

Did she give you any indication that she was thinking about settling privatly? If not I'd tell my insurers straightaway.

Ohh, and congratulations on your new t-shirt ;)

Re: Just had an off - Advice needed
 

+1 - Glad you are ok.

Re: Just had an off - Advice needed
 

Ouch! :(

I'd inform the insurance company straight away if I were you, but then, that is just what I would do.

Hope you are ok.

Re: Just had an off - Advice needed
 

if i ever have a bump i'd inform the police and go down to A+E as it's the only way to get truth from these things it seems. Don't forget photos and start a diary as it's easy to get confused.

Re: Just had an off - Advice needed
 

Glad you're ok :)

Tell your insurance company ASAP, you have witnesses etc. Has she admitted fault?

Re: Just had an off - Advice needed
 

Sorry to hear about your off Paul :( I think your Yam is giving you subtle hints it might be time to get a new steed... ;) Glad you're OK!

Re: Just had an off - Advice needed
 

Glad your okay! If your wanting to see if she settles then I woul inform the Insurance company but make certain that it is not processed as a claim until you advise them to do so. A simple call to the insurance company is part of the claim process! and could possibly mean a loss of any NCB even if the claim is not taken forward.