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-   -   Savings, ISA ect.... (http://forums.sv650.org/showthread.php?t=128923)

metalmonkey 01-04-09 10:07 PM
Savings, ISA ect....
 
Anyone know what are good deals for ISAs right now? I know the rates are poor, but I want to get some money in one before April 5th, then again after that date to try and gain some interest, though I know it won't be much.

Though would be good to aviod anything thats gonna collaspe.

So whats good out there right now?

embee 01-04-09 10:14 PM
Re: Savings, ISA ect....
 
Not a lot of joy about, but try http://www.moneysavingexpert.com/ for a start.

There are some 3+% deals about for longer term committments, but a bit grim. On the plus side you can often transfer if a better deal comes up (though a lot of the better deals don't allow existing ISA transfer-in). Get it in somewhere and at least you've claimed the tax status of the ISA, if all else fails you can get it back out again and haven't really lost anything.

simesb 01-04-09 10:59 PM
Re: Savings, ISA ect....
 
Quote:
Originally Posted by embee (Post 1848138)
Not a lot of joy about, but try http://www.moneysavingexpert.com/ for a start.

There are some 3+% deals about for longer term committments, but a bit grim. On the plus side you can often transfer if a better deal comes up (though a lot of the better deals don't allow existing ISA transfer-in). Get it in somewhere and at least you've claimed the tax status of the ISA, if all else fails you can get it back out again and haven't really lost anything.
Yip - if you can afford to put it away for the longer term you'll be getting the interest tax-free the whole time which will be better once interest rates increase.

KeithCRM 01-04-09 11:04 PM
Re: Savings, ISA ect....
 
M&S paying 3.1% including 1% bonus until 21.04.10. No notice withdrawl ;)

About the best deal I could find

600+ 02-04-09 06:07 AM
Re: Savings, ISA ect....
 
best cash-isa I've seen is with Barclays at 3.61% but no transfers

best that allows you transfers is NAtwest at 3.51%

Ed 02-04-09 09:09 AM
Re: Savings, ISA ect....
 
You have money to save?

ivantate 02-04-09 01:12 PM
Re: Savings, ISA ect....
 
Have heard M&S mentioned a few times recently as being a good and flexible deal.


Frustration:
Mortgage- 5.9%
ISA~ 1.5%

My ISA gets paid monthly and in fact for some reason this month it went from £10044 to £10048, must some kind of reverse record!!!

plowsie 02-04-09 01:13 PM
Re: Savings, ISA ect....
 
Put it under the bed, forget about it.

And I'm a trainee financial adviser ;)

DanAbnormal 02-04-09 01:14 PM
Re: Savings, ISA ect....
 
A wise man told me, don't save money but put any extra money you have into any debt or mortgage. If you don't have any of the above then you are either very lucky, very tight or just good with money (unlike me) :rolleyes:

hovis 02-04-09 01:55 PM
Re: Savings, ISA ect....
 
Quote:
Originally Posted by plowsie (Post 1848953)
Put it under the bed, forget about it.

And I'm a trainee financial adviser ;)
thats why your only a trainee;)


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