whats the best insurance car?
 

im looking at getting my first car for my massive trips i will have to do to the RAF base. So im 17, whats the best cars to be looking at for insurance, i got a quote on my parents ford fiesta TPFT and they wanted £1900, that rediculous. So i want something that going to be cheaper.

any suggestions all mighty .org

cheers

Re: whats the best insurance car?
 

Nothing will be cheaper, that is the price you are looking at im afraid

Try your own policy and add your mum or dad as named driver, i looked the other day on my 1.6 2001 Astra i paid 1800 quid tpft, then couple of months ago i checked gocompare my own policy 1 year ncb less than 1 year driving with full licence (1 yr ncb due to insuring on a prov licnce) cant remember if i put i was 17 or 18, Mum as named driver she has 0 NCB as she is on my dads policy, and my qoute just under 800 pounds fully comp! god knows how they wroked that one out as its my policy not hers. Try it out it might work for you as well

Re: whats the best insurance car?
 

From some of the horror stories I hear from my students, that's quite reasonable.

My advice would be to buy something VERY cheap and insure it TPO.

Re: whats the best insurance car?
 

i tried that and it made my brothers insurance 800 quid cheaper but made it 100 quid more expesive to have mum on there, my dad ex cop and he has done all the courses but if he goes on it goes up even more stupid ey.

i need it as chap as possible because im not working and need a car to get to base otherwise i will be having to get the train which will be rubbish :D

Re: whats the best insurance car?
 

2 grand sounds about right for any small car. You wont get it any cheaper im afraid!

Re: whats the best insurance car?
 

Lol knowing my luck it would burst into flames or be knicked :D

Re: whats the best insurance car?
 

my brother had it at £800 TPFT at 17 so i want to get it to about that

Re: whats the best insurance car?
 

That's kind of my point.

If you buy something for a couple of hundred quid (as opposed to say, a thousand). If it does get nicked or blow up etc, you can just buy another, avoiding making a claim (because that's where you really lose money).

Even if you have to buy 3 or 4 cars, you'd still spend less in the long run and be far more likely to build up some no claims bonus.

Re: whats the best insurance car?
 

I have a rover coupe (1.6) and that's £900 TPFT. Own policy, mum and dad not on it. Thats with Quinn direct. £88 a month(?) I think. Check them they're generally fairly cheap for new drivers. And phone them and see if you can get more off remember

Re: whats the best insurance car?
 

Think the best thing to do would be to aim smaller and older - the less initial value the vehicle has, the lower your premium will be as a result. Personally, I run a cinquecento because it does everything I want in a car, even though it has a smaller engine than my bike.