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-   -   Anyone got a cheap ford KA for sale?? (http://forums.sv650.org/showthread.php?t=134903)

chompy 01-07-09 07:54 PM
Anyone got a cheap ford KA for sale??
 
i just passed my test so need a car and the ka's seem to be the cheapest on insurance so any one got one???

Dave20046 01-07-09 07:59 PM
Re: Anyone got a cheap ford KA for sale??
 
funny you should say that my mate rolled his last night. £50?

sunshine 01-07-09 09:07 PM
Re: Anyone got a cheap ford KA for sale??
 
have you looked at a skoda or series 3 landrover?
the landie was cheapest for me but after my off roading fun turned bad im never going to get it back on the road so im looking at a quad bike lots more fun to drive tbh!

BanditPat 01-07-09 10:03 PM
Re: Anyone got a cheap ford KA for sale??
 
Insurance on my rover coupe was cheaper for me than it was on my mums ka

chompy 02-07-09 07:51 AM
Re: Anyone got a cheap ford KA for sale??
 
Quote:
Originally Posted by Dave20046 (Post 1959245)
funny you should say that my mate rolled his last night. £50?
nah im looking at getting one with not too much damage and seeing as they rolled it, it sounds like its been ragged

chompy 02-07-09 07:52 AM
Re: Anyone got a cheap ford KA for sale??
 
Quote:
Originally Posted by BanditPat (Post 1959391)
Insurance on my rover coupe was cheaper for me than it was on my mums ka
my dad going to own the insurance and im going to be a named driver because he has full NCB wich comes out at £730 TPFT on the KA for a 17 year old driver :D

the_lone_wolf 02-07-09 07:59 AM
Re: Anyone got a cheap ford KA for sale??
 
Quote:
Originally Posted by chompy (Post 1959520)
my dad going to own the insurance and im going to be a named driver because he has full NCB wich comes out at £730 TPFT on the KA for a 17 year old driver :D
I hope he's going to be doing more miles than you in that car...

If not, your insurance will be void, as it's fronting. And they will check if you have a smash...:smt018

chompy 02-07-09 08:01 AM
Re: Anyone got a cheap ford KA for sale??
 
Quote:
Originally Posted by the_lone_wolf (Post 1959522)
I hope he's going to be doing more miles than you in that car...

If not, your insurance will be void, as it's fronting. And they will check if you have a smash...:smt018
how will they know how many miles i have done and how many miles he has done?

the_lone_wolf 02-07-09 08:11 AM
Re: Anyone got a cheap ford KA for sale??
 
Quote:
Originally Posted by chompy (Post 1959524)
how will they know how many miles i have done and how many miles he has done?
How are you going to explain the fact that your dad has a second car, yet uses his own to go to work, and also, in "his" second car, manages to rack up almost exactly the mileage you would do going to work and back yourself, while you have no apparent means of transporting yourself to work?

It'll look so fishy they'd refuse to pay out your claim, and as there would be no evidence you wouldn't be able to prove them wrong. If you're unlucky you and your dad may find yourselves answering questions about insurance fraud. If you find yourself getting caught out obtaining cover fraudulently it opens up a whole new world of difficulties getting cover in the future, lots of companies will likely refuse you cover before you even ask them for a quote, and any that do, knowing you have only a small selection that'll quote you, will charge a fortune.

Just a thought...

chompy 02-07-09 08:14 AM
Re: Anyone got a cheap ford KA for sale??
 
Quote:
Originally Posted by the_lone_wolf (Post 1959536)
How are you going to explain the fact that your dad has a second car, yet uses his own to go to work, and also, in "his" second car, manages to rack up almost exactly the mileage you would do going to work and back yourself, while you have no apparent means of transporting yourself to work?

It'll look so fishy they'd refuse to pay out your claim, and as there would be no evidence you wouldn't be able to prove them wrong. If you're unlucky you and your dad may find yourselves answering questions about insurance fraud. If you find yourself getting caught out obtaining cover fraudulently it opens up a whole new world of difficulties getting cover in the future, lots of companies will likely refuse you cover before you even ask them for a quote, and any that do, knowing you have only a small selection that'll quote you, will charge a fortune.

Just a thought...
my dad is retired so doesnt use the car much anyway and on the other car it has my mum and brother as named drivers. If i had a crash there is no way they would be able to find out if i was doing more miles or my dad because there is other people that drive the other car and plus its not insured with the same company.


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