Insurance cooling off period
 

Not monthly paid or whatever, paid in full by debit card. Are you entitled to a full refund or can they charge you an admin fee?

Cheers

Re: Insurance cooling off period
 

They can charge you an admin fee.

Re: Insurance cooling off period
 

14 days normally just £15 or £25 admin + the percentage of time covered

Re: Insurance cooling off period
 

Nope. As long as you've not made a claim (or got any pending) they must refund it all, less the admin charge.

Re: Insurance cooling off period
 

They can charge you admin fee, but as to how much will vary from insurer to insurer, check your policy.

Re: Insurance cooling off period
 

What if you're just wanting to modify the policy for another bike of the same cc?

Re: Insurance cooling off period
 

There'd still be an admin fee usually.

Re: Insurance cooling off period
 

im certain there will. i just cancelled mine, altho was paying DD, and the frickin cancellation fee is almost as much as my annual charge. wnakers.

Re: Insurance cooling off period
 

Some will say there's an admin fee; some will not. I have used the line, "Well, I'm a loyal customer, but I'm also looking for value-for-money, and I think an administration fee does not represent good value, so this will affect whether I renew my policy with you."

if they don't waive the charge, I ask to speak to a supervisor and give the supervisor the same line. If they still charge me, I never renew my policy and I tell them why. The only way to force companies to change is to vote with your feet.

In my experience this method has been approximately 75% successful.

Re: Insurance cooling off period
 

Admin fee. It sucks but that's the way it is :(