Am I doing wrong by not declaring NCB?
 

I'm getting quotes for my (not yet purchased) van.
Quotes with 0 NCD are reasonable.
If I try 1 year NCD it almost doubles!
So... if I buy, after the first year when I go to re-insure, am I obliged to use the 1 year NCD or just forget about it?

Re: Am I doing wrong by not declaring NCB?
 

Eh ? :confused:

That can't be right mate, you're looking at the wrong sites I think, try calling the same companies, something's a miss there.

Re: Am I doing wrong by not declaring NCB?
 

I've tried it time and again, using gocompare, confused, and insurance4vans. It always happens. Even if I try 5 years NCD its more than none.

Re: Am I doing wrong by not declaring NCB?
 

I don't think you're "obliged" to declare it. But it definitely shouldn't cost you money. I agree with specialone, Ignore the comparison sites and speak to a few companies on the phone.

Re: Am I doing wrong by not declaring NCB?
 

http://i114.photobucket.com/albums/n...w/Capture4.jpg

Just had a fiddle - with 2 years its still a lot more, it takes 9 years to get better than none at all

Re: Am I doing wrong by not declaring NCB?
 

And I say again, get off the comparison sites and phone Bike Team or Carol Nash or somebody sensible.

Re: Am I doing wrong by not declaring NCB?
 

mmmmm...maybe thats because they are giving you an incentive to go with them

Re: Am I doing wrong by not declaring NCB?
 

its a nissan van.

just tried moneysupermarket.com

no NCD £385
1 year NCD £614

And thats best quotes - all the companies go up like that. its wierd.

Re: Am I doing wrong by not declaring NCB?
 

Ooops, can't read. Didn't spot the vaniness of it. I would still go for phoning the companies direct though.

Re: Am I doing wrong by not declaring NCB?
 

AND....... hoping that next year you will simply go with the flow and stay with them