who is your family numpty?
 

For the Wilkinson family I nominate my nephew Curtis.


He has already been banned for drink driving after driving through a red light at 3 in the morning.

So well up in the numpty stakes, he signs up for a new telephone contract on Friday and comes home with a new iPhone 4S. He declines the insurance package as it is too expensive.

Being a fruity fan he is all overcome with the smug satisfaction that only owning the latest apple bling can bring and he feels an urgent call of nature beckoning him.

Off he trots to the throne room, baggy jeans slipped down and whoops.

1 hour old uninsured iPhone 4s falls out of pocket and down the pan. Splash.

Despite quickly fishing it out, it hasn't dried out well. It don't work. Why he told them he dropped it in water I do not know. I Would have dried it out and straight back to the shop banging on about this crappy piece of tat only being a day old and it has broken down already.

Now he wants his dad to buy him a replacement.

Re: who is your family numpty?
 

all the insurance requires to set up a policy is the emei number (written on the box) no requirement for inspection of the product.
He "could" set up the policy now, wait the reuired 2 weeks to claim and ta-da replacement phone at cost of claim (£25 approx plus one months policy payment usually less than £10).

Of course this would be really naughty and I couldnt condone it but... just saying ;)

Re: who is your family numpty?
 

What a numpty.

I'd doubt a insurance policy would payout on such a new phone for water damage. I know that the certain fruit company won't do warranty or repairs if the damp test point has changed colour (for the record its in the 3.5mm headphone jack)

Re: who is your family numpty?
 

Natwest paid out for water damage to my 3gs :thumright:

Back to title, Numpty of my family is my sister.

Never learns about debt or concequneces - She much prefers the hide her head in the sand approach. Quite a while back she nearly went to jail over failing to pay her council tax, then failure to appear in court while she hoped it would just magically go away... fun times.

Re: who is your family numpty?
 

Should be covered on home contents insurance.

Which is why Phone insurance is often un-necessary.

Oh and Fruit-Tat has moisture detectors built in - they would know it had gotten wet.

Re: who is your family numpty?
 

That's numpty would be me.

I have done the phone meets toilet with a new blackberry. Luckily it survived.

An example being separating 2 frozen burgers by holding them in one hand and putting a big knife through them. A few stitches later I still haven't learnt.

Re: who is your family numpty?
 

When I put my Samsung Galaxy s2 in the washing machine I got my fixed by an independent for £30 after Samsung said it was beyond economical repair!

If he had taken the £15 a month insurance then he would have been a proper numpty.

In my family it's my sister. On more than one occasion she has turned up at an airport on the wrong day!

Re: who is your family numpty?
 

Phone in bag of rice for 48 hours - usually works.

Better tell him that is dry rice - not a carton of special fried from the Chinese takeaway.

Re: who is your family numpty?
 

Argh but then the karma would be snowballing to massive effect.


In answer to the op ,none spring to mind :D

Re: who is your family numpty?
 

Number 1 son.

Drops his 3 week old CBR 125R after a 100 mile ride with his proud Dad.

Numpty because we took a 5 mile detour to call at the Honda dealer and order a set of crash bungs. 4 miles later he loses the back end on gravel.

He's fine (and a better rider for it) bike is back to brand new condition and Dad is somewhat shorter of cash.

On reflection is that a Numpty thing or Sod's law?