Unsure Insurance?
 

OMO,
Just changed my insurer, can I make a claim for damage sustained before I changed?

Re: Unsure Insurance?
 

Might have issues with your no claims.


Check your contract, a lot of them have a very limited period after the accident to claim in or at least notify them.

I certainly don't think you could claim off your NEW insurer.

Re: Unsure Insurance?
 

Protected for 2 claims or one accident, not sure what the difference is between damage and accident?

Yeah I'm not thinking I can, just looking for a definitive answer one way or the other.

Re: Unsure Insurance?
 

Windscreen damage and stuff usually.

But you'd still have an issue since you should have notified your new insurer about the accident even if you didn't claim... And I think we all know that you didn't as none of us would either.

Re: Unsure Insurance?
 

There was no accident, Just the demented bint at Tesco that hit the Ace with her trolley, the damage is progressive, it keeps getting worse every time I ride!

BTW, can have as many windscreens as I need for the car without affecting ncb, not sure how many windscreens your Ace has but I ain't got one!

By windscreens and stuff do you mean body work repair? Coz that is what I need for the Ace!

Re: Unsure Insurance?
 

I think your new insurer won't be interested unless you lie and say it just happened and you're probably out of time limit with your old insurer.

Either way I think it would come close to writing the bike off.

Re: Unsure Insurance?
 

http://www.emotouk.com/yamaha/thunde...erogravity.htm

http://cgi.ebay.co.uk/ws/eBayISAPI.d...ectorid=229508

Re: Unsure Insurance?
 

Doubt it would write it off got a quote for repair of £425, but if it did surely they would pay out?

BTW fair point on windscreen, but I always think just "screen" is more appropriate, I assumed you'd had a brain fart and were talking cage!

Re: Unsure Insurance?
 

oh yeah, they'd pay out. Depends how they value the bike i think they usually repair up to 60% of the value (maybe thats just cars).

Well the screen is for the wind. What i was getting at was that its for damage that isn't caused by you hitting other cars, like paint damage etc (i think)

Re: Unsure Insurance?
 

For the miles and year book price is £1200, so should be ok on that and it was a shopping trolley so how do they work that out?

All I wanted was a definite yes or no answer to the op.