Insurance Question - Business Use
 

How much extra do those of you that use for bikes for business use pay for cover? My policy states that I'm only insured to get "to & from my permanent place of employment".

The reason I ask is that I'm thinking of checking it out price-wise when mine comes up for renewal due to the fact that the site I work at is about 8 miles long & there is a distinct shortage of company vehicles available for me to use. That & the fact that I'd prefer to use my bike if I have to go to another site for training, meetings etc.

It's about £50 per year extra, for me.

im not insured for buisness use. authough i do run the odd errant at work taking something from one store to another.

if i did have a prang . . . how could they prove that i was using the viechle for buisness ?

normally about 2 times a year.

am i bad ?

yes you are bad.

it was nothing to change mine on Ebike

Hornet costs me £25/year extra for business use.

I added business use to my car insurance for nothing a few years ago

I never added it to my bike insurance as I refuse to use my own transport when on work duties out of principle.

Ebike = nothing extra for Business Class 1 use.

£12 from motorcycle direct for class 1 business use :) I get 39.2p a mile for using it aswell 8) :lol: (although they are dropping it to 24p in april the tight barstewards)

Blimey, haven't thing changed since I lretired from the insurance business. Then all policies covered you for social, domestic, pleasure and your own business excluding use for hire and reward. Very simple.
I have just read my certificate of insurance from Carol Nash and have to say it confused me. I rang to confirm cover and was told I wasn't covered for getting to a place of business. It would appear they made the assumption that as I was retired I didn't need it. It certainly wan't pointed out to me at the time of organising my policy. It seems they are eroding the standard cover given in the past and they pass the blame onto you for not reading your policy which certainly doesn't win any prizes for plain speaking. Beware out there.