Insurance on a provisional?
 

My brother has just bought a 2000 R6 and has his DAS booked for 14th to 17th (test on 17th) August. He wants to go out to scarborough/skegness/cleethorpes/anywhere on the friday if he passes.

Now...the problem with this is the bikes untaxed. He isn't yet insured as he only has a provisional licence till after test date (hopefully). If he does pass then he will insure the bike that aternoon but then won't have the cover note to get the bike taxed until possibly the monday after meaning no rideout for him on the friday.

so in a roundabout way my question is, would he be able to insure the bike on a provisional licence so that it can be taxed ( obviously not ridden though) and then inform insurance that he has passed on the 17th.

Or is there any other way of getting it taxed ? other than insuring it for me for 1 month (i have a full but restricted licence so we'd have to restrict it) so that i could tax it.

Cheers Luke

i cant see why he cant arrange the insurance to start on the friday after the time of his test, if hes honest with them they are usually pretty good, after all, if they arnt insuring him till after his test they shouldnt really worry...


wish him best of luck!!

But would he not get charged for cancelling if he failed test and couldn't get another for 1 month (current wait round here :roll: ). I suppose it's worth a try though.

I have faith that he'll pass first time as i did, he's very competent but could get a touch over confident come test day. Although he'll have a faster bike than me if he does :cry:

I'm not sure but will the post office accept a faxed copy of a cover note? They may not but if they do and you have access to a fax you may be able to speed things up that way.

its very likley he would face a hit on the refund, but if its within 14 days of the start of the policy then i think he can cancel with no charge, but they might not let him take the policy out if they think hes gonna cancel...

and its not thebike you ride its how you ride it,... we all should know that!!

It shouldn't be a problem to insure it with no license- some places won't do it, but I had no real problems finding somewhere that would do it. Bennetts, I think. It's not uncommon for a new biker to buy a bike before they have a license, and to want it insured in case it's nicked.

Passing your DAS and then going straight out on an R6? :shock:


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Is it that bad to be untaxed for a few days? - Get real and ride

Get responsible! :evil:


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we tried this, none would accept it.

your best bet, is to get the insurance company to email you a cover letter, then print it using a high quality printer,

im not sure its legal, but technically your not breaking the law are you, as you ARE insured ? (just waiting for the cover note to arrive in the post)