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3rd Party Ride Other Bikes Question
Ok, if i was to get another bike and register it in my parents name (dont have bike licence), it would not be insured by legal owner, but would have road tax & MOT. Now the question is would it be legal for me to ride this on my insurance as it would not legaly be my bike and so it satisfies the insurance guide.
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No, it would not be OK.
The bike you are riding must have its own insurance..... You cannot get tax without it...... |
:? would the bike be insured by anyone?
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on the second point you can get road tax on a bike with only a 1day insuance cert. |
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I think you will find that if you read the small print of the policy offering cover on any other bike it will say that the bike needs to be insured in its own right - otherwise how many people would not bother with multibike policies and just sign the bike over to someone else? |
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However, in the meantime I took the copy of the V5 for previous owner along with mot and my insurance policy for SV showing I was covered 3rd party to ride the CBAaaarrrrghhh and got nowhere with the guy behind the counter as far as getting a tax disc went. I was told in no uncertain terms to come back when I had an insurance policy which was for the CBAaarrggh as the main bike. |
Well its looking bleak, i want another bike but insurance is ludicrously high at my house. Dont worrey i am not going to ride uninsured on a bike, im going to get it sorted.
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Otherwise I used to insure all my bikes as extra bikes on a classic bike policy (some crappy old KE125 I own that does not even run). Saved me about 30%. |
Multibike, i will check with my current insurers on that, but im sure it will still hike massively due to the bikes i am looking at.
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