A question re: NCB
 

I bought my SV last year ( April/ May 2005 ). I insured it with Bennetts for the year having no NCB as I am starting out. When the renewal came I swapped to Carol Nash thus telling them I had a years NCB.

Recently I bought a scooter ( 100cc ) to get to work on. I insured it through Devitt, telling them I had 1 years NCB. They have now told me my NCB on the SV or any other bike doesn't count and that I have to now pay extra as in their eyes I'm starting out again.

Why? Surely all their interested in is that I haven't made any claim in the last year, which I haven't.
What difference does this make????

Anyone know of something similar????????? Can they do this?

That's just daft, start ringing round for other quotes.

you can only use your no claims on 1 policy!

what you can do i have a multi bike policy. Its very cheap

its like you car, you need seperate ncb for that aswell.

I understand you need separate NCB for bikes to Cars, however you don't need separate NCB for every vehicle you drive surely???

As I say all they want is that I haven't made a claim, which I haven't. Sounds to me if its all a bit wiffy and is another way of getting some more money out of me.

Yes, you have to have a separate ncb for each policy. It is the same for cars/bikes etc.


Therefore look at multibike policies. They at least recognise you can only ride one bike at a time, so they charge for your most powerful bike and then it is a small admin fee for each extra bike

Cheers Tim :wink:

there are some company that will effectivly mirror your no claims, cia insurance for bikes found me a company who would, if i had 2 svs, on two policies they would let me use the ncb on both, however one crash on either and it would be gone

Can someone explain this.

You can only have NCB on one policy, as Dan has just found out.

But if you have a claim on one policy it affects all of them and not just the policy affected.

Go figure. Insurance is simply a con IMO.

:winner:

:evil: