I have a hugger and am convinced it's a good idea, although i cant really argue why, perhaps its just a placebo effect. I would also recommend a fender extender.
Maintenance wise I like to keep my bike reasonably clean but only spend maybe 1 hour once a month washing it.
I clean and lube the chain whenever it starts to look dry and at the same time I'll spend a few minutes cleaning around the front spark plug and its drain hole.
Once a year I will take the fairings off and clean all the wee nooks I usually miss. This will take most of the day so I leave this to one nice weekend in the summer.
Anything else it goes to a Suzuki garage for.
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