Cutting the seat down should be enough, you'd be surprised at just how much it will take off!
As for lowering the front, undo the pinch bolts on top and bottom yoke and slowly let the bike down to the desired height. Best get a friend to help whilst you do this if you're unsure.
As for dog bones, there are always sellers on ebay.
http://cgi.ebay.com/ebaymotors/NEW-S...spagenameZWDVW email that seller and ask if he/she can get any for the 03.
I note you are in the US. Google SV Rider for a more US orientated forum. But welcome anyway!