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Old 23-03-07, 03:44 PM   #12
Baph
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Default Re: Accepting split insurance offers

Quote:
Originally Posted by thor View Post
I would be taking it to court because it was his fault!

I don't have full comp so I would get nothing for the bike (written off) and the 6 weeks I spent in a sling.
If they are 80% at fault (if you accept the offer), then to my thinking, there's a value for the bike as a write off. Their insurance would pay you 80% of that value, leaving usually (if you were fully comp) your's to stump up the extra cash so you could buy a bike again.

Since you're not FC, you might have to come up with the 20% yourself, but even without court, you should get some money.
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