Originally Posted by neio79

I think actually they like people at higher risk over people who they know can pay it back as then there is a better chance they can make money from defaulters and late charges etc, the more you borrow the more they make , ergo they love it.

Nat west must f**king hate me never gone overdrawn and always paid my credit card ballance off in full every month, they dont really get to make much out of me