yep apart from the one loan i have, there is nothing i cant cancel and save money per month if the sh*t hits the fan finacially. I agree maney can be scary and so can debt.
I never buy things i cant afford or save for (car bike obvious exeptions), by that i mean i dont shop on credit cards. I only pay for my AOL on Credit card and like i said that is paid off every month (all of £20) you can see why natwest hate me now
Sometimes i watch these programs where people are in debt for tens of thousands, and think my god how do you let yourself get into a situation like that and then bury your head in the hope it will go away!