i have been in touch with my insurace company.
i have a £300 excess, but the damage to my bike could be fixed by me for £30 for a new screen, as i would not bother painting the fairings.
so, how does the insurance work? i dont want my insurance to go up in price next year, & i dont want to lose my NCB
if its not my fault, i guess it will not cost me a penny ?
if it is my fault do i pay for the car & the bike to be fixed (& will it work out better just to fix the car?)
if its decided its both at fault what happens
