Quote:
Originally Posted by wtdafk
ook,
I was told by a person at work today that if you buy a car/bike on credit you have to get it insured fully comp? is this true i havent a clue.
thing is i have two options.... Triumph are doing 0% on there credit deals on the daytona 675 and i really really really want one!!
i can wait untill september untill i have the funds and i will also have a years no claims under my bet and thi will enable me to get slightly cheaper qoutes.
at the moment i am getting quoted £1000 to £2000 for fully comp and that is just out of the question so thats why i need to know about the insurance when buying with credit.
the qoutes for third party are only £370!! thats only £70 odd more than i pay for my SV for third party so i could live with that.
i know i am just really impatient but i dont want to miss out on a summers worth of riding if i wait.
can you guys please anser my question. and any advice would be really helpful.
Thanks
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You dont HAVE to go fully comp - but you would be an idiot not to.
Scenario, you drive off the forcourt, misjudge the next corner and the bike goes under a bus.
You now owe for a bike thats been written off, so you are paying the full price for a 5 minute ride on the bike.
Cant say wait until you have the money, as I went 0% on my SV, but I would have one last summer on the SV, then wait winter and get the 675 when the REALLY good deals come in AND you get the years no-claims.
I would also get the top-up insurance (the policy that covers you for the difference between what the insurer would pay out and the price of a shiney new bike - its not called top-up cover, but I cant remember what it IS called.
From the quotes and the way you are writing I would say you are pretty young, so dont rush into it because you will miss a summer, because there will be plenty of them to come
