I've talked to a few people about this, but I just called my insurance company. Whilst I was on the phone, I gave the good old line of "whilst I'm here, can I get a few details off you? I don't have the paperwork to hand as I'm in the office, and I'd like to make a few enquiries to shop around as my renewal date is coming up."
The reply I got was that they confirmed all the details I didn't want to know but I was asking anyway. Good, they answered my questions politely, can't ask for more than that.
Then came the "Although I can't give you accurate numbers, you'll be getting your first years no claims, which is good for 30-40% discount. There's also a renewal discount we can give you, which works out usually around 15%." At this point my eye's were opening a little to say the least. "Oh, I see you'll be turning 25 half way through your next policy too, we can apply the discount for that 6months early too, which is good for around another 10%." she continued.
She's also arranged for someone from their renewals department to call me back on the 17th July (at a specific time) to give me accurate numbers. Then I can shop around, and call them back with the reference given if I want.
So I could be looking at up to 65% discount on my premium, blinking heck!!
Sorry, just thought I'd share my joy!
