OK so my K3 SV650s got stolen, had lower fairing, crash bungs, brand new front forks and tyres and MOT and Sat Nav mount powered and cabled up.
Insurance is quoting me £1,800 minus my £600 excess so £1,200 which I think is insane as the LOWEST I can find a similar condition and mileage machine is £2,500 and that's Private, in the shop it's 3 Grand.
I tried to argue this (politely) but the "Engineer" stuck to his guns on the basis that I had Excessive Mileage of 18,000 miles.......
I asked him where he got this insanely low value for my bike and apparently he did some comprehensive research...he got the price out of the auto trader he picked up on his lunch break, 50 miles away, same colour even! and only 6k miles!.....of course I've searched their website and found it.
A
Cat C naked SV650....not even the same damn model and a write off to boot!
He eventually said that he'd just send me the offer and I didn't have to accept and that was that....
He also had the choice line when I told him that to replace my bike like for like would cost £2,500 min that the cost to buy a bike wasn't the same as the value ...Huh????
Who the hell do I need to complain to as there is no way in hell I'm taking such a pathetic offer.
Oh and FYI cheapest SV650S that isn't a write off on the site he quoted is the same as I did, £2,500
I was going to take a resaonable offer, now it's war and I want every damn penny for them messing me about for over a month, can I get the Excess back?