[Lissa]

When I moved into this street ten years ago the houses were going for around 35k. Now they are 135k.............and we're talking small Victorian terrace with no front garden, very little back garden and no garage.

I'm lucky. I rent mine for way less than most people have to pay on a mortgage. I may have been waiting 5 years for a new bathroom and kitchen and two years to have a hole in my ceiling fixed, but that's a small price to pay for the security of knowing I can stay here for the rest of my life if I so wish without fear of having my home repossessed if I can't pay the mortgage.