Quote:
Originally Posted by Viney
Because if you dont, you get into loads of debt, then have to seel your soul or going into an iva/bankruptcy.
Make money my ar*e
Credit cards are evil. Handy but evil, take it form someone who knows.
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Credit cards are only evil if you use them to spend money you don't have (or wont have come settle up time) ... if you use them to spend money you have; but have a belated payback on it ... that money is still in your pocket for a few weeks and can be 'working' for you elsewhere
Basically, by 'staggering' your cash/payments like this you can effectively be making money ... {quick calculation} - I
'make' enough money off staggering money on credit card to tax and partly insure my bike every year!
Its not masses, granted, but its still money for nothing!! - I could use my debit card, but using the CREDIT card is simply convenient and 'safe', I'd use it anyway, but to make a bit of money off it is a real bonus!
Quote:
Originally Posted by wheelnut
The question has to be asked, what happened to the first card?
Is it maxed out  |
Still got it, this one I got simply so I can segregate the spend into distinct categories easier!