Depends how old you are really. Insurance depends on how jammy you are or how hard you try. I paid £350-400 tpft for my k2 gsxr1000 and I'm only 23, 2 NCB, Zone 2 London. Same for a fireblade I had (it was crap in comparison btw).
Bike should easily be worth mid 2000ish IF you bought it new, otherwise give me some details and we can judge.
This with midd cc vtwins is they feel a lot torquier but whereas in my opinion, compared to the new 600's, they're not really at all. Maybe in the very low down rev range but thats nothing really. It just makes in town work and quick 20mph overtakes easy, that's all. A fair few people also agree with this who have rode a few bikes and aren't the sv-or-nothing type.