[Balky001]

Hi Ed,

I'd honestly put it down to experience. I would explain that actually it does contain a discretionary trust and admit it was something you could have mentioned at the time but forgot. I would also say for the sake of the friendship (who wants to lose friends over £150, well maybe your client!) and the fact you did make an error lets put this behind us (and also get future business so you can get money back 1 way or other if you want to). He may offer something towards it once calmed down.

Also as a business you don't need bad comments like 'I thought he was a mate and ripped me off, feel sorry for the customers he doesn't like etc' as obviosuly this is not true but people can be funny. Risk/reward, know your curve!.