[dizzyblonde]

AFAIK, most life insurance policies do not cover for fatal bike accidents these days. Myself and Im Indoors had it brought to our attention a year or two ago by his sister who works in insurance.
Hes just about to cancel his, which I have my own thoughts about

I'm covered up to the hilt as far as my mortgage will allow. As I've been a single parent for a few years until of late, it was only wise to do so.
I also wrote a will out last year, as again being a single parent it was wise to do so.
I've put in clauses so after death I hope that my son gets the best care.