I've got full European breakdown cover with Carole Nash for the bike, and Green Flag for the car.
I used to have RAC for my car - had to use them once, and they totally wrecked an 18 month old car by mis-diagnosing a faulty wheel sensor as a fuel problem, and then not re-connecting an HDI fuel line correctly.
Result was:-
Broke down the following day in a big cloud of smoke and had to wait 3 hours for them to come out again.
Diesel had spewed all over engine bay, resulting in contamination to the clutch, turbo and brakes.
Car was fixed by a good friend of mine who owns a Peugeot dealership however was not covered under warranty - was without a car for a week, and had to send numerous stroppy letters to RAC - eventually got around £900 as an ex-gratia payment