Re: insurance payout advice?
What is it actually for?
bike values can be easily established, kit is a bit hit and miss and personal injuries are a nightmare and usually start from the premise you are trying it on and offer a 10th of what the claim may be worth, just to see if you grab.
It took 6 weeks to settle my bike claim and 5 years to settle the personal injury
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Not Grumpy, opinionated.
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